LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,817
−HK$7,702/mo
▼ 0.25% · 3.875%
HK$126,637
−HK$3,882/mo
Today · 4.125%
HK$130,519
baseline
▲ 0.50% · 4.625%
HK$138,461
+HK$7,942/mo
Deposit HK$26.93M · loan HK$26.93M · min. income ≈ HK$261,038/mo (50% DSR)
Upfront cash ≈ HK$29.22M (deposit + AVD stamp duty HK$2,289,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,633
−HK$7,382/mo
▼ 0.25% · 3.875%
HK$140,297
−HK$3,718/mo
Today · 4.125%
HK$144,015
baseline
▲ 0.50% · 4.625%
HK$151,606
+HK$7,591/mo
Deposit HK$26.93M · loan HK$26.93M · min. income ≈ HK$288,030/mo (50% DSR)
Upfront cash ≈ HK$29.22M (deposit + AVD stamp duty HK$2,289,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,381
−HK$9,242/mo
▼ 0.25% · 3.875%
HK$151,965
−HK$4,658/mo
Today · 4.125%
HK$156,623
baseline
▲ 0.50% · 4.625%
HK$166,153
+HK$9,530/mo
Deposit HK$21.54M · loan HK$32.32M · min. income ≈ HK$313,246/mo (50% DSR)
Upfront cash ≈ HK$23.83M (deposit + AVD stamp duty HK$2,289,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,959
−HK$8,859/mo
▼ 0.25% · 3.875%
HK$168,357
−HK$4,461/mo
Today · 4.125%
HK$172,818
baseline
▲ 0.50% · 4.625%
HK$181,927
+HK$9,109/mo
Deposit HK$21.54M · loan HK$32.32M · min. income ≈ HK$345,636/mo (50% DSR)
Upfront cash ≈ HK$23.83M (deposit + AVD stamp duty HK$2,289,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,944
−HK$10,782/mo
▼ 0.25% · 3.875%
HK$177,292
−HK$5,434/mo
Today · 4.125%
HK$182,726
baseline
▲ 0.50% · 4.625%
HK$193,845
+HK$11,119/mo
Deposit HK$16.16M · loan HK$37.70M · min. income ≈ HK$365,452/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$2,289,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,286
−HK$10,334/mo
▼ 0.25% · 3.875%
HK$196,416
−HK$5,204/mo
Today · 4.125%
HK$201,620
baseline
▲ 0.50% · 4.625%
HK$212,248
+HK$10,628/mo
Deposit HK$16.16M · loan HK$37.70M · min. income ≈ HK$403,240/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$2,289,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,071
−HK$13,863/mo
▼ 0.25% · 3.875%
HK$227,947
−HK$6,987/mo
Today · 4.125%
HK$234,934
baseline
▲ 0.50% · 4.625%
HK$249,229
+HK$14,295/mo
Deposit HK$5.39M · loan HK$48.47M · min. income ≈ HK$469,868/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$2,289,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,939
−HK$13,287/mo
▼ 0.25% · 3.875%
HK$252,535
−HK$6,691/mo
Today · 4.125%
HK$259,226
baseline
▲ 0.50% · 4.625%
HK$272,891
+HK$13,665/mo
Deposit HK$5.39M · loan HK$48.47M · min. income ≈ HK$518,452/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$2,289,097 · Scale 2, in force from 26 Feb 2026)