LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,832
−HK$7,703/mo
▼ 0.25% · 3.875%
HK$126,653
−HK$3,882/mo
Today · 4.125%
HK$130,535
baseline
▲ 0.50% · 4.625%
HK$138,477
+HK$7,942/mo
Deposit HK$26.93M · loan HK$26.93M · min. income ≈ HK$261,070/mo (50% DSR)
Upfront cash ≈ HK$29.22M (deposit + AVD stamp duty HK$2,289,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,649
−HK$7,383/mo
▼ 0.25% · 3.875%
HK$140,314
−HK$3,718/mo
Today · 4.125%
HK$144,032
baseline
▲ 0.50% · 4.625%
HK$151,624
+HK$7,592/mo
Deposit HK$26.93M · loan HK$26.93M · min. income ≈ HK$288,064/mo (50% DSR)
Upfront cash ≈ HK$29.22M (deposit + AVD stamp duty HK$2,289,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,398
−HK$9,244/mo
▼ 0.25% · 3.875%
HK$151,983
−HK$4,659/mo
Today · 4.125%
HK$156,642
baseline
▲ 0.50% · 4.625%
HK$166,173
+HK$9,531/mo
Deposit HK$21.55M · loan HK$32.32M · min. income ≈ HK$313,284/mo (50% DSR)
Upfront cash ≈ HK$23.84M (deposit + AVD stamp duty HK$2,289,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,979
−HK$8,859/mo
▼ 0.25% · 3.875%
HK$168,377
−HK$4,461/mo
Today · 4.125%
HK$172,838
baseline
▲ 0.50% · 4.625%
HK$181,949
+HK$9,111/mo
Deposit HK$21.55M · loan HK$32.32M · min. income ≈ HK$345,676/mo (50% DSR)
Upfront cash ≈ HK$23.84M (deposit + AVD stamp duty HK$2,289,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,965
−HK$10,783/mo
▼ 0.25% · 3.875%
HK$177,314
−HK$5,434/mo
Today · 4.125%
HK$182,748
baseline
▲ 0.50% · 4.625%
HK$193,868
+HK$11,120/mo
Deposit HK$16.16M · loan HK$37.71M · min. income ≈ HK$365,496/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$2,289,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,309
−HK$10,336/mo
▼ 0.25% · 3.875%
HK$196,440
−HK$5,205/mo
Today · 4.125%
HK$201,645
baseline
▲ 0.50% · 4.625%
HK$212,274
+HK$10,629/mo
Deposit HK$16.16M · loan HK$37.71M · min. income ≈ HK$403,290/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$2,289,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,098
−HK$13,864/mo
▼ 0.25% · 3.875%
HK$227,975
−HK$6,987/mo
Today · 4.125%
HK$234,962
baseline
▲ 0.50% · 4.625%
HK$249,259
+HK$14,297/mo
Deposit HK$5.39M · loan HK$48.48M · min. income ≈ HK$469,924/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$2,289,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,969
−HK$13,289/mo
▼ 0.25% · 3.875%
HK$252,566
−HK$6,692/mo
Today · 4.125%
HK$259,258
baseline
▲ 0.50% · 4.625%
HK$272,924
+HK$13,666/mo
Deposit HK$5.39M · loan HK$48.48M · min. income ≈ HK$518,516/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$2,289,374 · Scale 2, in force from 26 Feb 2026)