LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,843
−HK$7,703/mo
▼ 0.25% · 3.875%
HK$126,664
−HK$3,882/mo
Today · 4.125%
HK$130,546
baseline
▲ 0.50% · 4.625%
HK$138,490
+HK$7,944/mo
Deposit HK$26.94M · loan HK$26.94M · min. income ≈ HK$261,092/mo (50% DSR)
Upfront cash ≈ HK$29.23M (deposit + AVD stamp duty HK$2,289,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,662
−HK$7,383/mo
▼ 0.25% · 3.875%
HK$140,327
−HK$3,718/mo
Today · 4.125%
HK$144,045
baseline
▲ 0.50% · 4.625%
HK$151,638
+HK$7,593/mo
Deposit HK$26.94M · loan HK$26.94M · min. income ≈ HK$288,090/mo (50% DSR)
Upfront cash ≈ HK$29.23M (deposit + AVD stamp duty HK$2,289,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,412
−HK$9,244/mo
▼ 0.25% · 3.875%
HK$151,997
−HK$4,659/mo
Today · 4.125%
HK$156,656
baseline
▲ 0.50% · 4.625%
HK$166,188
+HK$9,532/mo
Deposit HK$21.55M · loan HK$32.32M · min. income ≈ HK$313,312/mo (50% DSR)
Upfront cash ≈ HK$23.84M (deposit + AVD stamp duty HK$2,289,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,994
−HK$8,860/mo
▼ 0.25% · 3.875%
HK$168,392
−HK$4,462/mo
Today · 4.125%
HK$172,854
baseline
▲ 0.50% · 4.625%
HK$181,965
+HK$9,111/mo
Deposit HK$21.55M · loan HK$32.32M · min. income ≈ HK$345,708/mo (50% DSR)
Upfront cash ≈ HK$23.84M (deposit + AVD stamp duty HK$2,289,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,980
−HK$10,785/mo
▼ 0.25% · 3.875%
HK$177,330
−HK$5,435/mo
Today · 4.125%
HK$182,765
baseline
▲ 0.50% · 4.625%
HK$193,886
+HK$11,121/mo
Deposit HK$16.16M · loan HK$37.71M · min. income ≈ HK$365,530/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$2,289,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,326
−HK$10,337/mo
▼ 0.25% · 3.875%
HK$196,458
−HK$5,205/mo
Today · 4.125%
HK$201,663
baseline
▲ 0.50% · 4.625%
HK$212,293
+HK$10,630/mo
Deposit HK$16.16M · loan HK$37.71M · min. income ≈ HK$403,326/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$2,289,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,117
−HK$13,866/mo
▼ 0.25% · 3.875%
HK$227,995
−HK$6,988/mo
Today · 4.125%
HK$234,983
baseline
▲ 0.50% · 4.625%
HK$249,282
+HK$14,299/mo
Deposit HK$5.39M · loan HK$48.49M · min. income ≈ HK$469,966/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$2,289,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,991
−HK$13,290/mo
▼ 0.25% · 3.875%
HK$252,588
−HK$6,693/mo
Today · 4.125%
HK$259,281
baseline
▲ 0.50% · 4.625%
HK$272,948
+HK$13,667/mo
Deposit HK$5.39M · loan HK$48.49M · min. income ≈ HK$518,562/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$2,289,580 · Scale 2, in force from 26 Feb 2026)