LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,846
−HK$7,703/mo
▼ 0.25% · 3.875%
HK$126,667
−HK$3,882/mo
Today · 4.125%
HK$130,549
baseline
▲ 0.50% · 4.625%
HK$138,493
+HK$7,944/mo
Deposit HK$26.94M · loan HK$26.94M · min. income ≈ HK$261,098/mo (50% DSR)
Upfront cash ≈ HK$29.23M (deposit + AVD stamp duty HK$2,289,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,664
−HK$7,384/mo
▼ 0.25% · 3.875%
HK$140,330
−HK$3,718/mo
Today · 4.125%
HK$144,048
baseline
▲ 0.50% · 4.625%
HK$151,641
+HK$7,593/mo
Deposit HK$26.94M · loan HK$26.94M · min. income ≈ HK$288,096/mo (50% DSR)
Upfront cash ≈ HK$29.23M (deposit + AVD stamp duty HK$2,289,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,415
−HK$9,244/mo
▼ 0.25% · 3.875%
HK$152,000
−HK$4,659/mo
Today · 4.125%
HK$156,659
baseline
▲ 0.50% · 4.625%
HK$166,191
+HK$9,532/mo
Deposit HK$21.55M · loan HK$32.32M · min. income ≈ HK$313,318/mo (50% DSR)
Upfront cash ≈ HK$23.84M (deposit + AVD stamp duty HK$2,289,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,997
−HK$8,861/mo
▼ 0.25% · 3.875%
HK$168,396
−HK$4,462/mo
Today · 4.125%
HK$172,858
baseline
▲ 0.50% · 4.625%
HK$181,969
+HK$9,111/mo
Deposit HK$21.55M · loan HK$32.32M · min. income ≈ HK$345,716/mo (50% DSR)
Upfront cash ≈ HK$23.84M (deposit + AVD stamp duty HK$2,289,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$171,984
−HK$10,785/mo
▼ 0.25% · 3.875%
HK$177,333
−HK$5,436/mo
Today · 4.125%
HK$182,769
baseline
▲ 0.50% · 4.625%
HK$193,890
+HK$11,121/mo
Deposit HK$16.16M · loan HK$37.71M · min. income ≈ HK$365,538/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$2,289,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,330
−HK$10,337/mo
▼ 0.25% · 3.875%
HK$196,462
−HK$5,205/mo
Today · 4.125%
HK$201,667
baseline
▲ 0.50% · 4.625%
HK$212,297
+HK$10,630/mo
Deposit HK$16.16M · loan HK$37.71M · min. income ≈ HK$403,334/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$2,289,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,122
−HK$13,866/mo
▼ 0.25% · 3.875%
HK$228,000
−HK$6,988/mo
Today · 4.125%
HK$234,988
baseline
▲ 0.50% · 4.625%
HK$249,287
+HK$14,299/mo
Deposit HK$5.39M · loan HK$48.49M · min. income ≈ HK$469,976/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$2,289,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,996
−HK$13,290/mo
▼ 0.25% · 3.875%
HK$252,593
−HK$6,693/mo
Today · 4.125%
HK$259,286
baseline
▲ 0.50% · 4.625%
HK$272,954
+HK$13,668/mo
Deposit HK$5.39M · loan HK$48.49M · min. income ≈ HK$518,572/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$2,289,626 · Scale 2, in force from 26 Feb 2026)