LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,285
−HK$770/mo
▼ 0.25% · 3.875%
HK$12,667
−HK$388/mo
Today · 4.125%
HK$13,055
baseline
▲ 0.50% · 4.625%
HK$13,850
+HK$795/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$26,110/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$121,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,667
−HK$738/mo
▼ 0.25% · 3.875%
HK$14,034
−HK$371/mo
Today · 4.125%
HK$14,405
baseline
▲ 0.50% · 4.625%
HK$15,165
+HK$760/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$28,810/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$121,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,742
−HK$925/mo
▼ 0.25% · 3.875%
HK$15,201
−HK$466/mo
Today · 4.125%
HK$15,667
baseline
▲ 0.50% · 4.625%
HK$16,620
+HK$953/mo
Deposit HK$2.16M · loan HK$3.23M · min. income ≈ HK$31,334/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,400
−HK$887/mo
▼ 0.25% · 3.875%
HK$16,840
−HK$447/mo
Today · 4.125%
HK$17,287
baseline
▲ 0.50% · 4.625%
HK$18,198
+HK$911/mo
Deposit HK$2.16M · loan HK$3.23M · min. income ≈ HK$34,574/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,199
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$17,734
−HK$544/mo
Today · 4.125%
HK$18,278
baseline
▲ 0.50% · 4.625%
HK$19,390
+HK$1,112/mo
Deposit HK$1.62M · loan HK$3.77M · min. income ≈ HK$36,556/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,134
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$19,647
−HK$521/mo
Today · 4.125%
HK$20,168
baseline
▲ 0.50% · 4.625%
HK$21,231
+HK$1,063/mo
Deposit HK$1.62M · loan HK$3.77M · min. income ≈ HK$40,336/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,113
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,801
−HK$699/mo
Today · 4.125%
HK$23,500
baseline
▲ 0.50% · 4.625%
HK$24,930
+HK$1,430/mo
Deposit HK$539K · loan HK$4.85M · min. income ≈ HK$47,000/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$121,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,601
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,260
−HK$670/mo
Today · 4.125%
HK$25,930
baseline
▲ 0.50% · 4.625%
HK$27,297
+HK$1,367/mo
Deposit HK$539K · loan HK$4.85M · min. income ≈ HK$51,860/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$121,221 · Scale 2, in force from 26 Feb 2026)