LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,287
−HK$770/mo
▼ 0.25% · 3.875%
HK$12,669
−HK$388/mo
Today · 4.125%
HK$13,057
baseline
▲ 0.50% · 4.625%
HK$13,852
+HK$795/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$26,114/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$121,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,669
−HK$739/mo
▼ 0.25% · 3.875%
HK$14,036
−HK$372/mo
Today · 4.125%
HK$14,408
baseline
▲ 0.50% · 4.625%
HK$15,167
+HK$759/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$28,816/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$121,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,744
−HK$925/mo
▼ 0.25% · 3.875%
HK$15,203
−HK$466/mo
Today · 4.125%
HK$15,669
baseline
▲ 0.50% · 4.625%
HK$16,622
+HK$953/mo
Deposit HK$2.16M · loan HK$3.23M · min. income ≈ HK$31,338/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,403
−HK$886/mo
▼ 0.25% · 3.875%
HK$16,843
−HK$446/mo
Today · 4.125%
HK$17,289
baseline
▲ 0.50% · 4.625%
HK$18,200
+HK$911/mo
Deposit HK$2.16M · loan HK$3.23M · min. income ≈ HK$34,578/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,202
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$17,737
−HK$543/mo
Today · 4.125%
HK$18,280
baseline
▲ 0.50% · 4.625%
HK$19,393
+HK$1,113/mo
Deposit HK$1.62M · loan HK$3.77M · min. income ≈ HK$36,560/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,137
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$19,650
−HK$521/mo
Today · 4.125%
HK$20,171
baseline
▲ 0.50% · 4.625%
HK$21,234
+HK$1,063/mo
Deposit HK$1.62M · loan HK$3.77M · min. income ≈ HK$40,342/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,116
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,804
−HK$699/mo
Today · 4.125%
HK$23,503
baseline
▲ 0.50% · 4.625%
HK$24,934
+HK$1,431/mo
Deposit HK$539K · loan HK$4.85M · min. income ≈ HK$47,006/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$121,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,604
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,264
−HK$670/mo
Today · 4.125%
HK$25,934
baseline
▲ 0.50% · 4.625%
HK$27,301
+HK$1,367/mo
Deposit HK$539K · loan HK$4.85M · min. income ≈ HK$51,868/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$121,240 · Scale 2, in force from 26 Feb 2026)