LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,287
−HK$771/mo
▼ 0.25% · 3.875%
HK$12,670
−HK$388/mo
Today · 4.125%
HK$13,058
baseline
▲ 0.50% · 4.625%
HK$13,853
+HK$795/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$26,116/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$121,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,670
−HK$738/mo
▼ 0.25% · 3.875%
HK$14,036
−HK$372/mo
Today · 4.125%
HK$14,408
baseline
▲ 0.50% · 4.625%
HK$15,168
+HK$760/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$28,816/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$121,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,745
−HK$925/mo
▼ 0.25% · 3.875%
HK$15,204
−HK$466/mo
Today · 4.125%
HK$15,670
baseline
▲ 0.50% · 4.625%
HK$16,623
+HK$953/mo
Deposit HK$2.16M · loan HK$3.23M · min. income ≈ HK$31,340/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,404
−HK$886/mo
▼ 0.25% · 3.875%
HK$16,844
−HK$446/mo
Today · 4.125%
HK$17,290
baseline
▲ 0.50% · 4.625%
HK$18,201
+HK$911/mo
Deposit HK$2.16M · loan HK$3.23M · min. income ≈ HK$34,580/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,202
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$17,738
−HK$543/mo
Today · 4.125%
HK$18,281
baseline
▲ 0.50% · 4.625%
HK$19,394
+HK$1,113/mo
Deposit HK$1.62M · loan HK$3.77M · min. income ≈ HK$36,562/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,138
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$19,651
−HK$520/mo
Today · 4.125%
HK$20,171
baseline
▲ 0.50% · 4.625%
HK$21,235
+HK$1,064/mo
Deposit HK$1.62M · loan HK$3.77M · min. income ≈ HK$40,342/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,117
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,805
−HK$699/mo
Today · 4.125%
HK$23,504
baseline
▲ 0.50% · 4.625%
HK$24,935
+HK$1,431/mo
Deposit HK$539K · loan HK$4.85M · min. income ≈ HK$47,008/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$121,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,605
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,265
−HK$670/mo
Today · 4.125%
HK$25,935
baseline
▲ 0.50% · 4.625%
HK$27,302
+HK$1,367/mo
Deposit HK$539K · loan HK$4.85M · min. income ≈ HK$51,870/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$121,245 · Scale 2, in force from 26 Feb 2026)