LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,878
−HK$7,705/mo
▼ 0.25% · 3.875%
HK$126,700
−HK$3,883/mo
Today · 4.125%
HK$130,583
baseline
▲ 0.50% · 4.625%
HK$138,529
+HK$7,946/mo
Deposit HK$26.94M · loan HK$26.94M · min. income ≈ HK$261,166/mo (50% DSR)
Upfront cash ≈ HK$29.23M (deposit + AVD stamp duty HK$2,290,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,700
−HK$7,386/mo
▼ 0.25% · 3.875%
HK$140,366
−HK$3,720/mo
Today · 4.125%
HK$144,086
baseline
▲ 0.50% · 4.625%
HK$151,681
+HK$7,595/mo
Deposit HK$26.94M · loan HK$26.94M · min. income ≈ HK$288,172/mo (50% DSR)
Upfront cash ≈ HK$29.23M (deposit + AVD stamp duty HK$2,290,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,453
−HK$9,247/mo
▼ 0.25% · 3.875%
HK$152,040
−HK$4,660/mo
Today · 4.125%
HK$156,700
baseline
▲ 0.50% · 4.625%
HK$166,235
+HK$9,535/mo
Deposit HK$21.56M · loan HK$32.33M · min. income ≈ HK$313,400/mo (50% DSR)
Upfront cash ≈ HK$23.85M (deposit + AVD stamp duty HK$2,290,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,040
−HK$8,863/mo
▼ 0.25% · 3.875%
HK$168,440
−HK$4,463/mo
Today · 4.125%
HK$172,903
baseline
▲ 0.50% · 4.625%
HK$182,017
+HK$9,114/mo
Deposit HK$21.56M · loan HK$32.33M · min. income ≈ HK$345,806/mo (50% DSR)
Upfront cash ≈ HK$23.85M (deposit + AVD stamp duty HK$2,290,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,029
−HK$10,787/mo
▼ 0.25% · 3.875%
HK$177,380
−HK$5,436/mo
Today · 4.125%
HK$182,816
baseline
▲ 0.50% · 4.625%
HK$193,940
+HK$11,124/mo
Deposit HK$16.17M · loan HK$37.72M · min. income ≈ HK$365,632/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$2,290,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,380
−HK$10,340/mo
▼ 0.25% · 3.875%
HK$196,513
−HK$5,207/mo
Today · 4.125%
HK$201,720
baseline
▲ 0.50% · 4.625%
HK$212,353
+HK$10,633/mo
Deposit HK$16.17M · loan HK$37.72M · min. income ≈ HK$403,440/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$2,290,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,180
−HK$13,870/mo
▼ 0.25% · 3.875%
HK$228,060
−HK$6,990/mo
Today · 4.125%
HK$235,050
baseline
▲ 0.50% · 4.625%
HK$249,352
+HK$14,302/mo
Deposit HK$5.39M · loan HK$48.50M · min. income ≈ HK$470,100/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$2,290,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,060
−HK$13,294/mo
▼ 0.25% · 3.875%
HK$252,659
−HK$6,695/mo
Today · 4.125%
HK$259,354
baseline
▲ 0.50% · 4.625%
HK$273,025
+HK$13,671/mo
Deposit HK$5.39M · loan HK$48.50M · min. income ≈ HK$518,708/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$2,290,225 · Scale 2, in force from 26 Feb 2026)