LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,892
−HK$7,706/mo
▼ 0.25% · 3.875%
HK$126,714
−HK$3,884/mo
Today · 4.125%
HK$130,598
baseline
▲ 0.50% · 4.625%
HK$138,545
+HK$7,947/mo
Deposit HK$26.95M · loan HK$26.95M · min. income ≈ HK$261,196/mo (50% DSR)
Upfront cash ≈ HK$29.24M (deposit + AVD stamp duty HK$2,290,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,716
−HK$7,386/mo
▼ 0.25% · 3.875%
HK$140,382
−HK$3,720/mo
Today · 4.125%
HK$144,102
baseline
▲ 0.50% · 4.625%
HK$151,698
+HK$7,596/mo
Deposit HK$26.95M · loan HK$26.95M · min. income ≈ HK$288,204/mo (50% DSR)
Upfront cash ≈ HK$29.24M (deposit + AVD stamp duty HK$2,290,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,470
−HK$9,248/mo
▼ 0.25% · 3.875%
HK$152,057
−HK$4,661/mo
Today · 4.125%
HK$156,718
baseline
▲ 0.50% · 4.625%
HK$166,254
+HK$9,536/mo
Deposit HK$21.56M · loan HK$32.34M · min. income ≈ HK$313,436/mo (50% DSR)
Upfront cash ≈ HK$23.85M (deposit + AVD stamp duty HK$2,290,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,059
−HK$8,864/mo
▼ 0.25% · 3.875%
HK$168,459
−HK$4,464/mo
Today · 4.125%
HK$172,923
baseline
▲ 0.50% · 4.625%
HK$182,038
+HK$9,115/mo
Deposit HK$21.56M · loan HK$32.34M · min. income ≈ HK$345,846/mo (50% DSR)
Upfront cash ≈ HK$23.85M (deposit + AVD stamp duty HK$2,290,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,048
−HK$10,789/mo
▼ 0.25% · 3.875%
HK$177,400
−HK$5,437/mo
Today · 4.125%
HK$182,837
baseline
▲ 0.50% · 4.625%
HK$193,963
+HK$11,126/mo
Deposit HK$16.17M · loan HK$37.73M · min. income ≈ HK$365,674/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$2,290,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,402
−HK$10,341/mo
▼ 0.25% · 3.875%
HK$196,535
−HK$5,208/mo
Today · 4.125%
HK$201,743
baseline
▲ 0.50% · 4.625%
HK$212,377
+HK$10,634/mo
Deposit HK$16.17M · loan HK$37.73M · min. income ≈ HK$403,486/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$2,290,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,205
−HK$13,872/mo
▼ 0.25% · 3.875%
HK$228,086
−HK$6,991/mo
Today · 4.125%
HK$235,077
baseline
▲ 0.50% · 4.625%
HK$249,381
+HK$14,304/mo
Deposit HK$5.39M · loan HK$48.50M · min. income ≈ HK$470,154/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$2,290,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,089
−HK$13,295/mo
▼ 0.25% · 3.875%
HK$252,688
−HK$6,696/mo
Today · 4.125%
HK$259,384
baseline
▲ 0.50% · 4.625%
HK$273,056
+HK$13,672/mo
Deposit HK$5.39M · loan HK$48.50M · min. income ≈ HK$518,768/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$2,290,488 · Scale 2, in force from 26 Feb 2026)