LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,290
−HK$770/mo
▼ 0.25% · 3.875%
HK$12,672
−HK$388/mo
Today · 4.125%
HK$13,060
baseline
▲ 0.50% · 4.625%
HK$13,855
+HK$795/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$26,120/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$121,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,672
−HK$739/mo
▼ 0.25% · 3.875%
HK$14,039
−HK$372/mo
Today · 4.125%
HK$14,411
baseline
▲ 0.50% · 4.625%
HK$15,170
+HK$759/mo
Deposit HK$2.69M · loan HK$2.69M · min. income ≈ HK$28,822/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$121,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,747
−HK$925/mo
▼ 0.25% · 3.875%
HK$15,206
−HK$466/mo
Today · 4.125%
HK$15,672
baseline
▲ 0.50% · 4.625%
HK$16,626
+HK$954/mo
Deposit HK$2.16M · loan HK$3.23M · min. income ≈ HK$31,344/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,406
−HK$887/mo
▼ 0.25% · 3.875%
HK$16,846
−HK$447/mo
Today · 4.125%
HK$17,293
baseline
▲ 0.50% · 4.625%
HK$18,204
+HK$911/mo
Deposit HK$2.16M · loan HK$3.23M · min. income ≈ HK$34,586/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,205
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$17,740
−HK$544/mo
Today · 4.125%
HK$18,284
baseline
▲ 0.50% · 4.625%
HK$19,397
+HK$1,113/mo
Deposit HK$1.62M · loan HK$3.77M · min. income ≈ HK$36,568/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,141
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$19,654
−HK$521/mo
Today · 4.125%
HK$20,175
baseline
▲ 0.50% · 4.625%
HK$21,238
+HK$1,063/mo
Deposit HK$1.62M · loan HK$3.77M · min. income ≈ HK$40,350/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,121
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,809
−HK$699/mo
Today · 4.125%
HK$23,508
baseline
▲ 0.50% · 4.625%
HK$24,939
+HK$1,431/mo
Deposit HK$539K · loan HK$4.85M · min. income ≈ HK$47,016/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$121,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,610
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,270
−HK$669/mo
Today · 4.125%
HK$25,939
baseline
▲ 0.50% · 4.625%
HK$27,306
+HK$1,367/mo
Deposit HK$539K · loan HK$4.85M · min. income ≈ HK$51,878/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$121,265 · Scale 2, in force from 26 Feb 2026)