LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,291
−HK$770/mo
▼ 0.25% · 3.875%
HK$12,673
−HK$388/mo
Today · 4.125%
HK$13,061
baseline
▲ 0.50% · 4.625%
HK$13,856
+HK$795/mo
Deposit HK$2.70M · loan HK$2.70M · min. income ≈ HK$26,122/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$121,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,673
−HK$739/mo
▼ 0.25% · 3.875%
HK$14,040
−HK$372/mo
Today · 4.125%
HK$14,412
baseline
▲ 0.50% · 4.625%
HK$15,172
+HK$760/mo
Deposit HK$2.70M · loan HK$2.70M · min. income ≈ HK$28,824/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$121,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,749
−HK$925/mo
▼ 0.25% · 3.875%
HK$15,208
−HK$466/mo
Today · 4.125%
HK$15,674
baseline
▲ 0.50% · 4.625%
HK$16,627
+HK$953/mo
Deposit HK$2.16M · loan HK$3.23M · min. income ≈ HK$31,348/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,408
−HK$886/mo
▼ 0.25% · 3.875%
HK$16,848
−HK$446/mo
Today · 4.125%
HK$17,294
baseline
▲ 0.50% · 4.625%
HK$18,206
+HK$912/mo
Deposit HK$2.16M · loan HK$3.23M · min. income ≈ HK$34,588/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,207
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$17,742
−HK$544/mo
Today · 4.125%
HK$18,286
baseline
▲ 0.50% · 4.625%
HK$19,399
+HK$1,113/mo
Deposit HK$1.62M · loan HK$3.77M · min. income ≈ HK$36,572/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,143
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$19,656
−HK$521/mo
Today · 4.125%
HK$20,177
baseline
▲ 0.50% · 4.625%
HK$21,240
+HK$1,063/mo
Deposit HK$1.62M · loan HK$3.77M · min. income ≈ HK$40,354/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,123
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,811
−HK$700/mo
Today · 4.125%
HK$23,511
baseline
▲ 0.50% · 4.625%
HK$24,941
+HK$1,430/mo
Deposit HK$539K · loan HK$4.85M · min. income ≈ HK$47,022/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$121,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,612
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,272
−HK$670/mo
Today · 4.125%
HK$25,942
baseline
▲ 0.50% · 4.625%
HK$27,309
+HK$1,367/mo
Deposit HK$539K · loan HK$4.85M · min. income ≈ HK$51,884/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$121,277 · Scale 2, in force from 26 Feb 2026)