LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,919
−HK$7,708/mo
▼ 0.25% · 3.875%
HK$126,742
−HK$3,885/mo
Today · 4.125%
HK$130,627
baseline
▲ 0.50% · 4.625%
HK$138,575
+HK$7,948/mo
Deposit HK$26.95M · loan HK$26.95M · min. income ≈ HK$261,254/mo (50% DSR)
Upfront cash ≈ HK$29.24M (deposit + AVD stamp duty HK$2,290,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,746
−HK$7,388/mo
▼ 0.25% · 3.875%
HK$140,414
−HK$3,720/mo
Today · 4.125%
HK$144,134
baseline
▲ 0.50% · 4.625%
HK$151,732
+HK$7,598/mo
Deposit HK$26.95M · loan HK$26.95M · min. income ≈ HK$288,268/mo (50% DSR)
Upfront cash ≈ HK$29.24M (deposit + AVD stamp duty HK$2,290,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,503
−HK$9,250/mo
▼ 0.25% · 3.875%
HK$152,091
−HK$4,662/mo
Today · 4.125%
HK$156,753
baseline
▲ 0.50% · 4.625%
HK$166,291
+HK$9,538/mo
Deposit HK$21.56M · loan HK$32.34M · min. income ≈ HK$313,506/mo (50% DSR)
Upfront cash ≈ HK$23.85M (deposit + AVD stamp duty HK$2,290,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,095
−HK$8,866/mo
▼ 0.25% · 3.875%
HK$168,496
−HK$4,465/mo
Today · 4.125%
HK$172,961
baseline
▲ 0.50% · 4.625%
HK$182,078
+HK$9,117/mo
Deposit HK$21.56M · loan HK$32.34M · min. income ≈ HK$345,922/mo (50% DSR)
Upfront cash ≈ HK$23.85M (deposit + AVD stamp duty HK$2,290,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,087
−HK$10,791/mo
▼ 0.25% · 3.875%
HK$177,439
−HK$5,439/mo
Today · 4.125%
HK$182,878
baseline
▲ 0.50% · 4.625%
HK$194,006
+HK$11,128/mo
Deposit HK$16.17M · loan HK$37.73M · min. income ≈ HK$365,756/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$2,290,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,445
−HK$10,343/mo
▼ 0.25% · 3.875%
HK$196,579
−HK$5,209/mo
Today · 4.125%
HK$201,788
baseline
▲ 0.50% · 4.625%
HK$212,424
+HK$10,636/mo
Deposit HK$16.17M · loan HK$37.73M · min. income ≈ HK$403,576/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$2,290,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,254
−HK$13,875/mo
▼ 0.25% · 3.875%
HK$228,136
−HK$6,993/mo
Today · 4.125%
HK$235,129
baseline
▲ 0.50% · 4.625%
HK$249,436
+HK$14,307/mo
Deposit HK$5.39M · loan HK$48.52M · min. income ≈ HK$470,258/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$2,290,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,143
−HK$13,298/mo
▼ 0.25% · 3.875%
HK$252,745
−HK$6,696/mo
Today · 4.125%
HK$259,441
baseline
▲ 0.50% · 4.625%
HK$273,117
+HK$13,676/mo
Deposit HK$5.39M · loan HK$48.52M · min. income ≈ HK$518,882/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$2,290,996 · Scale 2, in force from 26 Feb 2026)