LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,297
−HK$771/mo
▼ 0.25% · 3.875%
HK$12,680
−HK$388/mo
Today · 4.125%
HK$13,068
baseline
▲ 0.50% · 4.625%
HK$13,863
+HK$795/mo
Deposit HK$2.70M · loan HK$2.70M · min. income ≈ HK$26,136/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$121,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,680
−HK$740/mo
▼ 0.25% · 3.875%
HK$14,047
−HK$373/mo
Today · 4.125%
HK$14,420
baseline
▲ 0.50% · 4.625%
HK$15,180
+HK$760/mo
Deposit HK$2.70M · loan HK$2.70M · min. income ≈ HK$28,840/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$121,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,757
−HK$925/mo
▼ 0.25% · 3.875%
HK$15,216
−HK$466/mo
Today · 4.125%
HK$15,682
baseline
▲ 0.50% · 4.625%
HK$16,636
+HK$954/mo
Deposit HK$2.16M · loan HK$3.24M · min. income ≈ HK$31,364/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,417
−HK$886/mo
▼ 0.25% · 3.875%
HK$16,857
−HK$446/mo
Today · 4.125%
HK$17,303
baseline
▲ 0.50% · 4.625%
HK$18,216
+HK$913/mo
Deposit HK$2.16M · loan HK$3.24M · min. income ≈ HK$34,606/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,216
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$17,751
−HK$545/mo
Today · 4.125%
HK$18,296
baseline
▲ 0.50% · 4.625%
HK$19,409
+HK$1,113/mo
Deposit HK$1.62M · loan HK$3.78M · min. income ≈ HK$36,592/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,153
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$19,666
−HK$521/mo
Today · 4.125%
HK$20,187
baseline
▲ 0.50% · 4.625%
HK$21,251
+HK$1,064/mo
Deposit HK$1.62M · loan HK$3.78M · min. income ≈ HK$40,374/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,135
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,823
−HK$700/mo
Today · 4.125%
HK$23,523
baseline
▲ 0.50% · 4.625%
HK$24,954
+HK$1,431/mo
Deposit HK$539K · loan HK$4.85M · min. income ≈ HK$47,046/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$121,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,625
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,285
−HK$670/mo
Today · 4.125%
HK$25,955
baseline
▲ 0.50% · 4.625%
HK$27,323
+HK$1,368/mo
Deposit HK$539K · loan HK$4.85M · min. income ≈ HK$51,910/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$121,340 · Scale 2, in force from 26 Feb 2026)