LTV · monthly repayment
▼ 0.50% · 3.625%
HK$122,997
−HK$7,713/mo
▼ 0.25% · 3.875%
HK$126,823
−HK$3,887/mo
Today · 4.125%
HK$130,710
baseline
▲ 0.50% · 4.625%
HK$138,663
+HK$7,953/mo
Deposit HK$26.97M · loan HK$26.97M · min. income ≈ HK$261,420/mo (50% DSR)
Upfront cash ≈ HK$29.26M (deposit + AVD stamp duty HK$2,292,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,833
−HK$7,392/mo
▼ 0.25% · 3.875%
HK$140,503
−HK$3,722/mo
Today · 4.125%
HK$144,225
baseline
▲ 0.50% · 4.625%
HK$151,828
+HK$7,603/mo
Deposit HK$26.97M · loan HK$26.97M · min. income ≈ HK$288,450/mo (50% DSR)
Upfront cash ≈ HK$29.26M (deposit + AVD stamp duty HK$2,292,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,596
−HK$9,256/mo
▼ 0.25% · 3.875%
HK$152,187
−HK$4,665/mo
Today · 4.125%
HK$156,852
baseline
▲ 0.50% · 4.625%
HK$166,396
+HK$9,544/mo
Deposit HK$21.58M · loan HK$32.36M · min. income ≈ HK$313,704/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$2,292,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,199
−HK$8,871/mo
▼ 0.25% · 3.875%
HK$168,603
−HK$4,467/mo
Today · 4.125%
HK$173,070
baseline
▲ 0.50% · 4.625%
HK$182,193
+HK$9,123/mo
Deposit HK$21.58M · loan HK$32.36M · min. income ≈ HK$346,140/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$2,292,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,196
−HK$10,798/mo
▼ 0.25% · 3.875%
HK$177,552
−HK$5,442/mo
Today · 4.125%
HK$182,994
baseline
▲ 0.50% · 4.625%
HK$194,129
+HK$11,135/mo
Deposit HK$16.18M · loan HK$37.76M · min. income ≈ HK$365,988/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$2,292,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,566
−HK$10,350/mo
▼ 0.25% · 3.875%
HK$196,704
−HK$5,212/mo
Today · 4.125%
HK$201,916
baseline
▲ 0.50% · 4.625%
HK$212,559
+HK$10,643/mo
Deposit HK$16.18M · loan HK$37.76M · min. income ≈ HK$403,832/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$2,292,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,394
−HK$13,884/mo
▼ 0.25% · 3.875%
HK$228,281
−HK$6,997/mo
Today · 4.125%
HK$235,278
baseline
▲ 0.50% · 4.625%
HK$249,594
+HK$14,316/mo
Deposit HK$5.39M · loan HK$48.55M · min. income ≈ HK$470,556/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,292,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,299
−HK$13,307/mo
▼ 0.25% · 3.875%
HK$252,905
−HK$6,701/mo
Today · 4.125%
HK$259,606
baseline
▲ 0.50% · 4.625%
HK$273,290
+HK$13,684/mo
Deposit HK$5.39M · loan HK$48.55M · min. income ≈ HK$519,212/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,292,447 · Scale 2, in force from 26 Feb 2026)