LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,021
−HK$7,714/mo
▼ 0.25% · 3.875%
HK$126,847
−HK$3,888/mo
Today · 4.125%
HK$130,735
baseline
▲ 0.50% · 4.625%
HK$138,690
+HK$7,955/mo
Deposit HK$26.98M · loan HK$26.98M · min. income ≈ HK$261,470/mo (50% DSR)
Upfront cash ≈ HK$29.27M (deposit + AVD stamp duty HK$2,292,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,859
−HK$7,395/mo
▼ 0.25% · 3.875%
HK$140,530
−HK$3,724/mo
Today · 4.125%
HK$144,254
baseline
▲ 0.50% · 4.625%
HK$151,857
+HK$7,603/mo
Deposit HK$26.98M · loan HK$26.98M · min. income ≈ HK$288,508/mo (50% DSR)
Upfront cash ≈ HK$29.27M (deposit + AVD stamp duty HK$2,292,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,625
−HK$9,257/mo
▼ 0.25% · 3.875%
HK$152,217
−HK$4,665/mo
Today · 4.125%
HK$156,882
baseline
▲ 0.50% · 4.625%
HK$166,428
+HK$9,546/mo
Deposit HK$21.58M · loan HK$32.37M · min. income ≈ HK$313,764/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$2,292,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,231
−HK$8,873/mo
▼ 0.25% · 3.875%
HK$168,636
−HK$4,468/mo
Today · 4.125%
HK$173,104
baseline
▲ 0.50% · 4.625%
HK$182,229
+HK$9,125/mo
Deposit HK$21.58M · loan HK$32.37M · min. income ≈ HK$346,208/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$2,292,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,229
−HK$10,800/mo
▼ 0.25% · 3.875%
HK$177,586
−HK$5,443/mo
Today · 4.125%
HK$183,029
baseline
▲ 0.50% · 4.625%
HK$194,166
+HK$11,137/mo
Deposit HK$16.19M · loan HK$37.77M · min. income ≈ HK$366,058/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$2,292,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,603
−HK$10,352/mo
▼ 0.25% · 3.875%
HK$196,742
−HK$5,213/mo
Today · 4.125%
HK$201,955
baseline
▲ 0.50% · 4.625%
HK$212,600
+HK$10,645/mo
Deposit HK$16.19M · loan HK$37.77M · min. income ≈ HK$403,910/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$2,292,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,438
−HK$13,886/mo
▼ 0.25% · 3.875%
HK$228,325
−HK$6,999/mo
Today · 4.125%
HK$235,324
baseline
▲ 0.50% · 4.625%
HK$249,642
+HK$14,318/mo
Deposit HK$5.40M · loan HK$48.56M · min. income ≈ HK$470,648/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,292,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,347
−HK$13,309/mo
▼ 0.25% · 3.875%
HK$252,954
−HK$6,702/mo
Today · 4.125%
HK$259,656
baseline
▲ 0.50% · 4.625%
HK$273,343
+HK$13,687/mo
Deposit HK$5.40M · loan HK$48.56M · min. income ≈ HK$519,312/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,292,894 · Scale 2, in force from 26 Feb 2026)