LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,023
−HK$7,715/mo
▼ 0.25% · 3.875%
HK$126,850
−HK$3,888/mo
Today · 4.125%
HK$130,738
baseline
▲ 0.50% · 4.625%
HK$138,693
+HK$7,955/mo
Deposit HK$26.98M · loan HK$26.98M · min. income ≈ HK$261,476/mo (50% DSR)
Upfront cash ≈ HK$29.27M (deposit + AVD stamp duty HK$2,292,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,862
−HK$7,394/mo
▼ 0.25% · 3.875%
HK$140,532
−HK$3,724/mo
Today · 4.125%
HK$144,256
baseline
▲ 0.50% · 4.625%
HK$151,860
+HK$7,604/mo
Deposit HK$26.98M · loan HK$26.98M · min. income ≈ HK$288,512/mo (50% DSR)
Upfront cash ≈ HK$29.27M (deposit + AVD stamp duty HK$2,292,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,628
−HK$9,257/mo
▼ 0.25% · 3.875%
HK$152,220
−HK$4,665/mo
Today · 4.125%
HK$156,885
baseline
▲ 0.50% · 4.625%
HK$166,431
+HK$9,546/mo
Deposit HK$21.58M · loan HK$32.37M · min. income ≈ HK$313,770/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$2,292,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,234
−HK$8,873/mo
▼ 0.25% · 3.875%
HK$168,639
−HK$4,468/mo
Today · 4.125%
HK$173,107
baseline
▲ 0.50% · 4.625%
HK$182,232
+HK$9,125/mo
Deposit HK$21.58M · loan HK$32.37M · min. income ≈ HK$346,214/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$2,292,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,232
−HK$10,801/mo
▼ 0.25% · 3.875%
HK$177,590
−HK$5,443/mo
Today · 4.125%
HK$183,033
baseline
▲ 0.50% · 4.625%
HK$194,170
+HK$11,137/mo
Deposit HK$16.19M · loan HK$37.77M · min. income ≈ HK$366,066/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$2,292,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,607
−HK$10,352/mo
▼ 0.25% · 3.875%
HK$196,745
−HK$5,214/mo
Today · 4.125%
HK$201,959
baseline
▲ 0.50% · 4.625%
HK$212,604
+HK$10,645/mo
Deposit HK$16.19M · loan HK$37.77M · min. income ≈ HK$403,918/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$2,292,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,441
−HK$13,887/mo
▼ 0.25% · 3.875%
HK$228,330
−HK$6,998/mo
Today · 4.125%
HK$235,328
baseline
▲ 0.50% · 4.625%
HK$249,647
+HK$14,319/mo
Deposit HK$5.40M · loan HK$48.56M · min. income ≈ HK$470,656/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,292,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,351
−HK$13,310/mo
▼ 0.25% · 3.875%
HK$252,958
−HK$6,703/mo
Today · 4.125%
HK$259,661
baseline
▲ 0.50% · 4.625%
HK$273,348
+HK$13,687/mo
Deposit HK$5.40M · loan HK$48.56M · min. income ≈ HK$519,322/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,292,935 · Scale 2, in force from 26 Feb 2026)