LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,029
−HK$7,715/mo
▼ 0.25% · 3.875%
HK$126,856
−HK$3,888/mo
Today · 4.125%
HK$130,744
baseline
▲ 0.50% · 4.625%
HK$138,700
+HK$7,956/mo
Deposit HK$26.98M · loan HK$26.98M · min. income ≈ HK$261,488/mo (50% DSR)
Upfront cash ≈ HK$29.27M (deposit + AVD stamp duty HK$2,293,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,869
−HK$7,394/mo
▼ 0.25% · 3.875%
HK$140,539
−HK$3,724/mo
Today · 4.125%
HK$144,263
baseline
▲ 0.50% · 4.625%
HK$151,868
+HK$7,605/mo
Deposit HK$26.98M · loan HK$26.98M · min. income ≈ HK$288,526/mo (50% DSR)
Upfront cash ≈ HK$29.27M (deposit + AVD stamp duty HK$2,293,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,635
−HK$9,258/mo
▼ 0.25% · 3.875%
HK$152,227
−HK$4,666/mo
Today · 4.125%
HK$156,893
baseline
▲ 0.50% · 4.625%
HK$166,440
+HK$9,547/mo
Deposit HK$21.58M · loan HK$32.37M · min. income ≈ HK$313,786/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$2,293,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,242
−HK$8,874/mo
▼ 0.25% · 3.875%
HK$168,647
−HK$4,469/mo
Today · 4.125%
HK$173,116
baseline
▲ 0.50% · 4.625%
HK$182,241
+HK$9,125/mo
Deposit HK$21.58M · loan HK$32.37M · min. income ≈ HK$346,232/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$2,293,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,241
−HK$10,801/mo
▼ 0.25% · 3.875%
HK$177,598
−HK$5,444/mo
Today · 4.125%
HK$183,042
baseline
▲ 0.50% · 4.625%
HK$194,180
+HK$11,138/mo
Deposit HK$16.19M · loan HK$37.77M · min. income ≈ HK$366,084/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$2,293,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,616
−HK$10,353/mo
▼ 0.25% · 3.875%
HK$196,755
−HK$5,214/mo
Today · 4.125%
HK$201,969
baseline
▲ 0.50% · 4.625%
HK$212,615
+HK$10,646/mo
Deposit HK$16.19M · loan HK$37.77M · min. income ≈ HK$403,938/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$2,293,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,452
−HK$13,888/mo
▼ 0.25% · 3.875%
HK$228,341
−HK$6,999/mo
Today · 4.125%
HK$235,340
baseline
▲ 0.50% · 4.625%
HK$249,659
+HK$14,319/mo
Deposit HK$5.40M · loan HK$48.56M · min. income ≈ HK$470,680/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,293,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,364
−HK$13,310/mo
▼ 0.25% · 3.875%
HK$252,971
−HK$6,703/mo
Today · 4.125%
HK$259,674
baseline
▲ 0.50% · 4.625%
HK$273,362
+HK$13,688/mo
Deposit HK$5.40M · loan HK$48.56M · min. income ≈ HK$519,348/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,293,049 · Scale 2, in force from 26 Feb 2026)