LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,030
−HK$7,715/mo
▼ 0.25% · 3.875%
HK$126,857
−HK$3,888/mo
Today · 4.125%
HK$130,745
baseline
▲ 0.50% · 4.625%
HK$138,700
+HK$7,955/mo
Deposit HK$26.98M · loan HK$26.98M · min. income ≈ HK$261,490/mo (50% DSR)
Upfront cash ≈ HK$29.27M (deposit + AVD stamp duty HK$2,293,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,870
−HK$7,394/mo
▼ 0.25% · 3.875%
HK$140,540
−HK$3,724/mo
Today · 4.125%
HK$144,264
baseline
▲ 0.50% · 4.625%
HK$151,869
+HK$7,605/mo
Deposit HK$26.98M · loan HK$26.98M · min. income ≈ HK$288,528/mo (50% DSR)
Upfront cash ≈ HK$29.27M (deposit + AVD stamp duty HK$2,293,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,636
−HK$9,258/mo
▼ 0.25% · 3.875%
HK$152,228
−HK$4,666/mo
Today · 4.125%
HK$156,894
baseline
▲ 0.50% · 4.625%
HK$166,441
+HK$9,547/mo
Deposit HK$21.58M · loan HK$32.37M · min. income ≈ HK$313,788/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$2,293,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,243
−HK$8,874/mo
▼ 0.25% · 3.875%
HK$168,648
−HK$4,469/mo
Today · 4.125%
HK$173,117
baseline
▲ 0.50% · 4.625%
HK$182,242
+HK$9,125/mo
Deposit HK$21.58M · loan HK$32.37M · min. income ≈ HK$346,234/mo (50% DSR)
Upfront cash ≈ HK$23.87M (deposit + AVD stamp duty HK$2,293,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,242
−HK$10,801/mo
▼ 0.25% · 3.875%
HK$177,600
−HK$5,443/mo
Today · 4.125%
HK$183,043
baseline
▲ 0.50% · 4.625%
HK$194,181
+HK$11,138/mo
Deposit HK$16.19M · loan HK$37.77M · min. income ≈ HK$366,086/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$2,293,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,617
−HK$10,353/mo
▼ 0.25% · 3.875%
HK$196,756
−HK$5,214/mo
Today · 4.125%
HK$201,970
baseline
▲ 0.50% · 4.625%
HK$212,616
+HK$10,646/mo
Deposit HK$16.19M · loan HK$37.77M · min. income ≈ HK$403,940/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$2,293,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,454
−HK$13,887/mo
▼ 0.25% · 3.875%
HK$228,342
−HK$6,999/mo
Today · 4.125%
HK$235,341
baseline
▲ 0.50% · 4.625%
HK$249,661
+HK$14,320/mo
Deposit HK$5.40M · loan HK$48.56M · min. income ≈ HK$470,682/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,293,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,365
−HK$13,311/mo
▼ 0.25% · 3.875%
HK$252,973
−HK$6,703/mo
Today · 4.125%
HK$259,676
baseline
▲ 0.50% · 4.625%
HK$273,363
+HK$13,687/mo
Deposit HK$5.40M · loan HK$48.56M · min. income ≈ HK$519,352/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,293,063 · Scale 2, in force from 26 Feb 2026)