LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,304
−HK$772/mo
▼ 0.25% · 3.875%
HK$12,687
−HK$389/mo
Today · 4.125%
HK$13,076
baseline
▲ 0.50% · 4.625%
HK$13,871
+HK$795/mo
Deposit HK$2.70M · loan HK$2.70M · min. income ≈ HK$26,152/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$121,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,688
−HK$740/mo
▼ 0.25% · 3.875%
HK$14,055
−HK$373/mo
Today · 4.125%
HK$14,428
baseline
▲ 0.50% · 4.625%
HK$15,188
+HK$760/mo
Deposit HK$2.70M · loan HK$2.70M · min. income ≈ HK$28,856/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$121,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,765
−HK$926/mo
▼ 0.25% · 3.875%
HK$15,224
−HK$467/mo
Today · 4.125%
HK$15,691
baseline
▲ 0.50% · 4.625%
HK$16,645
+HK$954/mo
Deposit HK$2.16M · loan HK$3.24M · min. income ≈ HK$31,382/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,426
−HK$887/mo
▼ 0.25% · 3.875%
HK$16,866
−HK$447/mo
Today · 4.125%
HK$17,313
baseline
▲ 0.50% · 4.625%
HK$18,226
+HK$913/mo
Deposit HK$2.16M · loan HK$3.24M · min. income ≈ HK$34,626/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,226
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$17,761
−HK$545/mo
Today · 4.125%
HK$18,306
baseline
▲ 0.50% · 4.625%
HK$19,420
+HK$1,114/mo
Deposit HK$1.62M · loan HK$3.78M · min. income ≈ HK$36,612/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,163
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$19,677
−HK$522/mo
Today · 4.125%
HK$20,199
baseline
▲ 0.50% · 4.625%
HK$21,263
+HK$1,064/mo
Deposit HK$1.62M · loan HK$3.78M · min. income ≈ HK$40,398/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,147
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,836
−HK$700/mo
Today · 4.125%
HK$23,536
baseline
▲ 0.50% · 4.625%
HK$24,968
+HK$1,432/mo
Deposit HK$540K · loan HK$4.86M · min. income ≈ HK$47,072/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$121,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,638
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,299
−HK$671/mo
Today · 4.125%
HK$25,970
baseline
▲ 0.50% · 4.625%
HK$27,338
+HK$1,368/mo
Deposit HK$540K · loan HK$4.86M · min. income ≈ HK$51,940/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$121,407 · Scale 2, in force from 26 Feb 2026)