LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,051
−HK$7,717/mo
▼ 0.25% · 3.875%
HK$126,879
−HK$3,889/mo
Today · 4.125%
HK$130,768
baseline
▲ 0.50% · 4.625%
HK$138,724
+HK$7,956/mo
Deposit HK$26.98M · loan HK$26.98M · min. income ≈ HK$261,536/mo (50% DSR)
Upfront cash ≈ HK$29.28M (deposit + AVD stamp duty HK$2,293,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,893
−HK$7,396/mo
▼ 0.25% · 3.875%
HK$140,565
−HK$3,724/mo
Today · 4.125%
HK$144,289
baseline
▲ 0.50% · 4.625%
HK$151,895
+HK$7,606/mo
Deposit HK$26.98M · loan HK$26.98M · min. income ≈ HK$288,578/mo (50% DSR)
Upfront cash ≈ HK$29.28M (deposit + AVD stamp duty HK$2,293,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,661
−HK$9,260/mo
▼ 0.25% · 3.875%
HK$152,255
−HK$4,666/mo
Today · 4.125%
HK$156,921
baseline
▲ 0.50% · 4.625%
HK$166,469
+HK$9,548/mo
Deposit HK$21.59M · loan HK$32.38M · min. income ≈ HK$313,842/mo (50% DSR)
Upfront cash ≈ HK$23.88M (deposit + AVD stamp duty HK$2,293,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,272
−HK$8,875/mo
▼ 0.25% · 3.875%
HK$168,678
−HK$4,469/mo
Today · 4.125%
HK$173,147
baseline
▲ 0.50% · 4.625%
HK$182,274
+HK$9,127/mo
Deposit HK$21.59M · loan HK$32.38M · min. income ≈ HK$346,294/mo (50% DSR)
Upfront cash ≈ HK$23.88M (deposit + AVD stamp duty HK$2,293,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,272
−HK$10,803/mo
▼ 0.25% · 3.875%
HK$177,630
−HK$5,445/mo
Today · 4.125%
HK$183,075
baseline
▲ 0.50% · 4.625%
HK$194,214
+HK$11,139/mo
Deposit HK$16.19M · loan HK$37.77M · min. income ≈ HK$366,150/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$2,293,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,650
−HK$10,355/mo
▼ 0.25% · 3.875%
HK$196,790
−HK$5,215/mo
Today · 4.125%
HK$202,005
baseline
▲ 0.50% · 4.625%
HK$212,653
+HK$10,648/mo
Deposit HK$16.19M · loan HK$37.77M · min. income ≈ HK$404,010/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$2,293,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,492
−HK$13,890/mo
▼ 0.25% · 3.875%
HK$228,382
−HK$7,000/mo
Today · 4.125%
HK$235,382
baseline
▲ 0.50% · 4.625%
HK$249,704
+HK$14,322/mo
Deposit HK$5.40M · loan HK$48.57M · min. income ≈ HK$470,764/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,293,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,408
−HK$13,312/mo
▼ 0.25% · 3.875%
HK$253,016
−HK$6,704/mo
Today · 4.125%
HK$259,720
baseline
▲ 0.50% · 4.625%
HK$273,411
+HK$13,691/mo
Deposit HK$5.40M · loan HK$48.57M · min. income ≈ HK$519,440/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,293,459 · Scale 2, in force from 26 Feb 2026)