LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,063
−HK$7,718/mo
▼ 0.25% · 3.875%
HK$126,891
−HK$3,890/mo
Today · 4.125%
HK$130,781
baseline
▲ 0.50% · 4.625%
HK$138,738
+HK$7,957/mo
Deposit HK$26.98M · loan HK$26.98M · min. income ≈ HK$261,562/mo (50% DSR)
Upfront cash ≈ HK$29.28M (deposit + AVD stamp duty HK$2,293,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,907
−HK$7,396/mo
▼ 0.25% · 3.875%
HK$140,579
−HK$3,724/mo
Today · 4.125%
HK$144,303
baseline
▲ 0.50% · 4.625%
HK$151,910
+HK$7,607/mo
Deposit HK$26.98M · loan HK$26.98M · min. income ≈ HK$288,606/mo (50% DSR)
Upfront cash ≈ HK$29.28M (deposit + AVD stamp duty HK$2,293,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,676
−HK$9,261/mo
▼ 0.25% · 3.875%
HK$152,270
−HK$4,667/mo
Today · 4.125%
HK$156,937
baseline
▲ 0.50% · 4.625%
HK$166,486
+HK$9,549/mo
Deposit HK$21.59M · loan HK$32.38M · min. income ≈ HK$313,874/mo (50% DSR)
Upfront cash ≈ HK$23.88M (deposit + AVD stamp duty HK$2,293,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,288
−HK$8,876/mo
▼ 0.25% · 3.875%
HK$168,694
−HK$4,470/mo
Today · 4.125%
HK$173,164
baseline
▲ 0.50% · 4.625%
HK$182,292
+HK$9,128/mo
Deposit HK$21.59M · loan HK$32.38M · min. income ≈ HK$346,328/mo (50% DSR)
Upfront cash ≈ HK$23.88M (deposit + AVD stamp duty HK$2,293,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,289
−HK$10,804/mo
▼ 0.25% · 3.875%
HK$177,648
−HK$5,445/mo
Today · 4.125%
HK$183,093
baseline
▲ 0.50% · 4.625%
HK$194,234
+HK$11,141/mo
Deposit HK$16.19M · loan HK$37.78M · min. income ≈ HK$366,186/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$2,293,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,670
−HK$10,355/mo
▼ 0.25% · 3.875%
HK$196,810
−HK$5,215/mo
Today · 4.125%
HK$202,025
baseline
▲ 0.50% · 4.625%
HK$212,674
+HK$10,649/mo
Deposit HK$16.19M · loan HK$37.78M · min. income ≈ HK$404,050/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$2,293,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,514
−HK$13,891/mo
▼ 0.25% · 3.875%
HK$228,404
−HK$7,001/mo
Today · 4.125%
HK$235,405
baseline
▲ 0.50% · 4.625%
HK$249,729
+HK$14,324/mo
Deposit HK$5.40M · loan HK$48.57M · min. income ≈ HK$470,810/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,293,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,432
−HK$13,314/mo
▼ 0.25% · 3.875%
HK$253,041
−HK$6,705/mo
Today · 4.125%
HK$259,746
baseline
▲ 0.50% · 4.625%
HK$273,438
+HK$13,692/mo
Deposit HK$5.40M · loan HK$48.57M · min. income ≈ HK$519,492/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,293,687 · Scale 2, in force from 26 Feb 2026)