LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,074
−HK$7,718/mo
▼ 0.25% · 3.875%
HK$126,903
−HK$3,889/mo
Today · 4.125%
HK$130,792
baseline
▲ 0.50% · 4.625%
HK$138,751
+HK$7,959/mo
Deposit HK$26.99M · loan HK$26.99M · min. income ≈ HK$261,584/mo (50% DSR)
Upfront cash ≈ HK$29.28M (deposit + AVD stamp duty HK$2,293,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,919
−HK$7,397/mo
▼ 0.25% · 3.875%
HK$140,591
−HK$3,725/mo
Today · 4.125%
HK$144,316
baseline
▲ 0.50% · 4.625%
HK$151,923
+HK$7,607/mo
Deposit HK$26.99M · loan HK$26.99M · min. income ≈ HK$288,632/mo (50% DSR)
Upfront cash ≈ HK$29.28M (deposit + AVD stamp duty HK$2,293,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,689
−HK$9,262/mo
▼ 0.25% · 3.875%
HK$152,283
−HK$4,668/mo
Today · 4.125%
HK$156,951
baseline
▲ 0.50% · 4.625%
HK$166,501
+HK$9,550/mo
Deposit HK$21.59M · loan HK$32.38M · min. income ≈ HK$313,902/mo (50% DSR)
Upfront cash ≈ HK$23.88M (deposit + AVD stamp duty HK$2,293,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,303
−HK$8,877/mo
▼ 0.25% · 3.875%
HK$168,709
−HK$4,471/mo
Today · 4.125%
HK$173,180
baseline
▲ 0.50% · 4.625%
HK$182,308
+HK$9,128/mo
Deposit HK$21.59M · loan HK$32.38M · min. income ≈ HK$346,360/mo (50% DSR)
Upfront cash ≈ HK$23.88M (deposit + AVD stamp duty HK$2,293,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,304
−HK$10,805/mo
▼ 0.25% · 3.875%
HK$177,664
−HK$5,445/mo
Today · 4.125%
HK$183,109
baseline
▲ 0.50% · 4.625%
HK$194,251
+HK$11,142/mo
Deposit HK$16.19M · loan HK$37.78M · min. income ≈ HK$366,218/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$2,293,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,687
−HK$10,356/mo
▼ 0.25% · 3.875%
HK$196,827
−HK$5,216/mo
Today · 4.125%
HK$202,043
baseline
▲ 0.50% · 4.625%
HK$212,693
+HK$10,650/mo
Deposit HK$16.19M · loan HK$37.78M · min. income ≈ HK$404,086/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$2,293,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,534
−HK$13,892/mo
▼ 0.25% · 3.875%
HK$228,425
−HK$7,001/mo
Today · 4.125%
HK$235,426
baseline
▲ 0.50% · 4.625%
HK$249,751
+HK$14,325/mo
Deposit HK$5.40M · loan HK$48.58M · min. income ≈ HK$470,852/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,293,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,454
−HK$13,315/mo
▼ 0.25% · 3.875%
HK$253,064
−HK$6,705/mo
Today · 4.125%
HK$259,769
baseline
▲ 0.50% · 4.625%
HK$273,462
+HK$13,693/mo
Deposit HK$5.40M · loan HK$48.58M · min. income ≈ HK$519,538/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,293,891 · Scale 2, in force from 26 Feb 2026)