LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,085
−HK$7,718/mo
▼ 0.25% · 3.875%
HK$126,913
−HK$3,890/mo
Today · 4.125%
HK$130,803
baseline
▲ 0.50% · 4.625%
HK$138,762
+HK$7,959/mo
Deposit HK$26.99M · loan HK$26.99M · min. income ≈ HK$261,606/mo (50% DSR)
Upfront cash ≈ HK$29.28M (deposit + AVD stamp duty HK$2,294,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,931
−HK$7,398/mo
▼ 0.25% · 3.875%
HK$140,603
−HK$3,726/mo
Today · 4.125%
HK$144,329
baseline
▲ 0.50% · 4.625%
HK$151,936
+HK$7,607/mo
Deposit HK$26.99M · loan HK$26.99M · min. income ≈ HK$288,658/mo (50% DSR)
Upfront cash ≈ HK$29.28M (deposit + AVD stamp duty HK$2,294,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,702
−HK$9,262/mo
▼ 0.25% · 3.875%
HK$152,296
−HK$4,668/mo
Today · 4.125%
HK$156,964
baseline
▲ 0.50% · 4.625%
HK$166,515
+HK$9,551/mo
Deposit HK$21.59M · loan HK$32.39M · min. income ≈ HK$313,928/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$2,294,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,317
−HK$8,877/mo
▼ 0.25% · 3.875%
HK$168,724
−HK$4,470/mo
Today · 4.125%
HK$173,194
baseline
▲ 0.50% · 4.625%
HK$182,324
+HK$9,130/mo
Deposit HK$21.59M · loan HK$32.39M · min. income ≈ HK$346,388/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$2,294,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,319
−HK$10,806/mo
▼ 0.25% · 3.875%
HK$177,679
−HK$5,446/mo
Today · 4.125%
HK$183,125
baseline
▲ 0.50% · 4.625%
HK$194,267
+HK$11,142/mo
Deposit HK$16.19M · loan HK$37.78M · min. income ≈ HK$366,250/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$2,294,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,703
−HK$10,357/mo
▼ 0.25% · 3.875%
HK$196,844
−HK$5,216/mo
Today · 4.125%
HK$202,060
baseline
▲ 0.50% · 4.625%
HK$212,711
+HK$10,651/mo
Deposit HK$16.19M · loan HK$37.78M · min. income ≈ HK$404,120/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$2,294,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,553
−HK$13,893/mo
▼ 0.25% · 3.875%
HK$228,444
−HK$7,002/mo
Today · 4.125%
HK$235,446
baseline
▲ 0.50% · 4.625%
HK$249,772
+HK$14,326/mo
Deposit HK$5.40M · loan HK$48.58M · min. income ≈ HK$470,892/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,294,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,475
−HK$13,316/mo
▼ 0.25% · 3.875%
HK$253,085
−HK$6,706/mo
Today · 4.125%
HK$259,791
baseline
▲ 0.50% · 4.625%
HK$273,485
+HK$13,694/mo
Deposit HK$5.40M · loan HK$48.58M · min. income ≈ HK$519,582/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,294,087 · Scale 2, in force from 26 Feb 2026)