LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,091
−HK$7,719/mo
▼ 0.25% · 3.875%
HK$126,920
−HK$3,890/mo
Today · 4.125%
HK$130,810
baseline
▲ 0.50% · 4.625%
HK$138,769
+HK$7,959/mo
Deposit HK$26.99M · loan HK$26.99M · min. income ≈ HK$261,620/mo (50% DSR)
Upfront cash ≈ HK$29.28M (deposit + AVD stamp duty HK$2,294,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,938
−HK$7,398/mo
▼ 0.25% · 3.875%
HK$140,610
−HK$3,726/mo
Today · 4.125%
HK$144,336
baseline
▲ 0.50% · 4.625%
HK$151,944
+HK$7,608/mo
Deposit HK$26.99M · loan HK$26.99M · min. income ≈ HK$288,672/mo (50% DSR)
Upfront cash ≈ HK$29.28M (deposit + AVD stamp duty HK$2,294,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,709
−HK$9,263/mo
▼ 0.25% · 3.875%
HK$152,304
−HK$4,668/mo
Today · 4.125%
HK$156,972
baseline
▲ 0.50% · 4.625%
HK$166,523
+HK$9,551/mo
Deposit HK$21.59M · loan HK$32.39M · min. income ≈ HK$313,944/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$2,294,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,325
−HK$8,878/mo
▼ 0.25% · 3.875%
HK$168,732
−HK$4,471/mo
Today · 4.125%
HK$173,203
baseline
▲ 0.50% · 4.625%
HK$182,333
+HK$9,130/mo
Deposit HK$21.59M · loan HK$32.39M · min. income ≈ HK$346,406/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$2,294,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,328
−HK$10,806/mo
▼ 0.25% · 3.875%
HK$177,688
−HK$5,446/mo
Today · 4.125%
HK$183,134
baseline
▲ 0.50% · 4.625%
HK$194,277
+HK$11,143/mo
Deposit HK$16.19M · loan HK$37.79M · min. income ≈ HK$366,268/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$2,294,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,713
−HK$10,357/mo
▼ 0.25% · 3.875%
HK$196,854
−HK$5,216/mo
Today · 4.125%
HK$202,070
baseline
▲ 0.50% · 4.625%
HK$212,722
+HK$10,652/mo
Deposit HK$16.19M · loan HK$37.79M · min. income ≈ HK$404,140/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$2,294,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,564
−HK$13,894/mo
▼ 0.25% · 3.875%
HK$228,456
−HK$7,002/mo
Today · 4.125%
HK$235,458
baseline
▲ 0.50% · 4.625%
HK$249,785
+HK$14,327/mo
Deposit HK$5.40M · loan HK$48.58M · min. income ≈ HK$470,916/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,294,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,488
−HK$13,317/mo
▼ 0.25% · 3.875%
HK$253,098
−HK$6,707/mo
Today · 4.125%
HK$259,805
baseline
▲ 0.50% · 4.625%
HK$273,499
+HK$13,694/mo
Deposit HK$5.40M · loan HK$48.58M · min. income ≈ HK$519,610/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,294,204 · Scale 2, in force from 26 Feb 2026)