LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,092
−HK$7,719/mo
▼ 0.25% · 3.875%
HK$126,921
−HK$3,890/mo
Today · 4.125%
HK$130,811
baseline
▲ 0.50% · 4.625%
HK$138,770
+HK$7,959/mo
Deposit HK$26.99M · loan HK$26.99M · min. income ≈ HK$261,622/mo (50% DSR)
Upfront cash ≈ HK$29.28M (deposit + AVD stamp duty HK$2,294,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,938
−HK$7,399/mo
▼ 0.25% · 3.875%
HK$140,611
−HK$3,726/mo
Today · 4.125%
HK$144,337
baseline
▲ 0.50% · 4.625%
HK$151,945
+HK$7,608/mo
Deposit HK$26.99M · loan HK$26.99M · min. income ≈ HK$288,674/mo (50% DSR)
Upfront cash ≈ HK$29.28M (deposit + AVD stamp duty HK$2,294,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,710
−HK$9,263/mo
▼ 0.25% · 3.875%
HK$152,305
−HK$4,668/mo
Today · 4.125%
HK$156,973
baseline
▲ 0.50% · 4.625%
HK$166,524
+HK$9,551/mo
Deposit HK$21.59M · loan HK$32.39M · min. income ≈ HK$313,946/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$2,294,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,326
−HK$8,878/mo
▼ 0.25% · 3.875%
HK$168,733
−HK$4,471/mo
Today · 4.125%
HK$173,204
baseline
▲ 0.50% · 4.625%
HK$182,334
+HK$9,130/mo
Deposit HK$21.59M · loan HK$32.39M · min. income ≈ HK$346,408/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$2,294,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,328
−HK$10,807/mo
▼ 0.25% · 3.875%
HK$177,689
−HK$5,446/mo
Today · 4.125%
HK$183,135
baseline
▲ 0.50% · 4.625%
HK$194,278
+HK$11,143/mo
Deposit HK$16.19M · loan HK$37.79M · min. income ≈ HK$366,270/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$2,294,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,714
−HK$10,357/mo
▼ 0.25% · 3.875%
HK$196,855
−HK$5,216/mo
Today · 4.125%
HK$202,071
baseline
▲ 0.50% · 4.625%
HK$212,723
+HK$10,652/mo
Deposit HK$16.19M · loan HK$37.79M · min. income ≈ HK$404,142/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$2,294,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,565
−HK$13,894/mo
▼ 0.25% · 3.875%
HK$228,457
−HK$7,002/mo
Today · 4.125%
HK$235,459
baseline
▲ 0.50% · 4.625%
HK$249,786
+HK$14,327/mo
Deposit HK$5.40M · loan HK$48.58M · min. income ≈ HK$470,918/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,294,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,489
−HK$13,317/mo
▼ 0.25% · 3.875%
HK$253,100
−HK$6,706/mo
Today · 4.125%
HK$259,806
baseline
▲ 0.50% · 4.625%
HK$273,501
+HK$13,695/mo
Deposit HK$5.40M · loan HK$48.58M · min. income ≈ HK$519,612/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,294,215 · Scale 2, in force from 26 Feb 2026)