LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,095
−HK$7,719/mo
▼ 0.25% · 3.875%
HK$126,924
−HK$3,890/mo
Today · 4.125%
HK$130,814
baseline
▲ 0.50% · 4.625%
HK$138,774
+HK$7,960/mo
Deposit HK$26.99M · loan HK$26.99M · min. income ≈ HK$261,628/mo (50% DSR)
Upfront cash ≈ HK$29.29M (deposit + AVD stamp duty HK$2,294,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,942
−HK$7,399/mo
▼ 0.25% · 3.875%
HK$140,615
−HK$3,726/mo
Today · 4.125%
HK$144,341
baseline
▲ 0.50% · 4.625%
HK$151,949
+HK$7,608/mo
Deposit HK$26.99M · loan HK$26.99M · min. income ≈ HK$288,682/mo (50% DSR)
Upfront cash ≈ HK$29.29M (deposit + AVD stamp duty HK$2,294,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,714
−HK$9,263/mo
▼ 0.25% · 3.875%
HK$152,309
−HK$4,668/mo
Today · 4.125%
HK$156,977
baseline
▲ 0.50% · 4.625%
HK$166,529
+HK$9,552/mo
Deposit HK$21.59M · loan HK$32.39M · min. income ≈ HK$313,954/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$2,294,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,330
−HK$8,879/mo
▼ 0.25% · 3.875%
HK$168,738
−HK$4,471/mo
Today · 4.125%
HK$173,209
baseline
▲ 0.50% · 4.625%
HK$182,339
+HK$9,130/mo
Deposit HK$21.59M · loan HK$32.39M · min. income ≈ HK$346,418/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$2,294,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,333
−HK$10,807/mo
▼ 0.25% · 3.875%
HK$177,694
−HK$5,446/mo
Today · 4.125%
HK$183,140
baseline
▲ 0.50% · 4.625%
HK$194,284
+HK$11,144/mo
Deposit HK$16.19M · loan HK$37.79M · min. income ≈ HK$366,280/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$2,294,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,719
−HK$10,358/mo
▼ 0.25% · 3.875%
HK$196,861
−HK$5,216/mo
Today · 4.125%
HK$202,077
baseline
▲ 0.50% · 4.625%
HK$212,729
+HK$10,652/mo
Deposit HK$16.19M · loan HK$37.79M · min. income ≈ HK$404,154/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$2,294,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,571
−HK$13,895/mo
▼ 0.25% · 3.875%
HK$228,463
−HK$7,003/mo
Today · 4.125%
HK$235,466
baseline
▲ 0.50% · 4.625%
HK$249,793
+HK$14,327/mo
Deposit HK$5.40M · loan HK$48.58M · min. income ≈ HK$470,932/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,294,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,496
−HK$13,317/mo
▼ 0.25% · 3.875%
HK$253,107
−HK$6,706/mo
Today · 4.125%
HK$259,813
baseline
▲ 0.50% · 4.625%
HK$273,508
+HK$13,695/mo
Deposit HK$5.40M · loan HK$48.58M · min. income ≈ HK$519,626/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,294,278 · Scale 2, in force from 26 Feb 2026)