LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,099
−HK$7,719/mo
▼ 0.25% · 3.875%
HK$126,928
−HK$3,890/mo
Today · 4.125%
HK$130,818
baseline
▲ 0.50% · 4.625%
HK$138,778
+HK$7,960/mo
Deposit HK$26.99M · loan HK$26.99M · min. income ≈ HK$261,636/mo (50% DSR)
Upfront cash ≈ HK$29.29M (deposit + AVD stamp duty HK$2,294,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,946
−HK$7,399/mo
▼ 0.25% · 3.875%
HK$140,619
−HK$3,726/mo
Today · 4.125%
HK$144,345
baseline
▲ 0.50% · 4.625%
HK$151,953
+HK$7,608/mo
Deposit HK$26.99M · loan HK$26.99M · min. income ≈ HK$288,690/mo (50% DSR)
Upfront cash ≈ HK$29.29M (deposit + AVD stamp duty HK$2,294,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,718
−HK$9,264/mo
▼ 0.25% · 3.875%
HK$152,313
−HK$4,669/mo
Today · 4.125%
HK$156,982
baseline
▲ 0.50% · 4.625%
HK$166,534
+HK$9,552/mo
Deposit HK$21.59M · loan HK$32.39M · min. income ≈ HK$313,964/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$2,294,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,335
−HK$8,879/mo
▼ 0.25% · 3.875%
HK$168,743
−HK$4,471/mo
Today · 4.125%
HK$173,214
baseline
▲ 0.50% · 4.625%
HK$182,344
+HK$9,130/mo
Deposit HK$21.59M · loan HK$32.39M · min. income ≈ HK$346,428/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$2,294,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,338
−HK$10,807/mo
▼ 0.25% · 3.875%
HK$177,699
−HK$5,446/mo
Today · 4.125%
HK$183,145
baseline
▲ 0.50% · 4.625%
HK$194,289
+HK$11,144/mo
Deposit HK$16.20M · loan HK$37.79M · min. income ≈ HK$366,290/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$2,294,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,724
−HK$10,359/mo
▼ 0.25% · 3.875%
HK$196,866
−HK$5,217/mo
Today · 4.125%
HK$202,083
baseline
▲ 0.50% · 4.625%
HK$212,735
+HK$10,652/mo
Deposit HK$16.20M · loan HK$37.79M · min. income ≈ HK$404,166/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$2,294,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,578
−HK$13,895/mo
▼ 0.25% · 3.875%
HK$228,470
−HK$7,003/mo
Today · 4.125%
HK$235,473
baseline
▲ 0.50% · 4.625%
HK$249,800
+HK$14,327/mo
Deposit HK$5.40M · loan HK$48.59M · min. income ≈ HK$470,946/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,294,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,503
−HK$13,318/mo
▼ 0.25% · 3.875%
HK$253,114
−HK$6,707/mo
Today · 4.125%
HK$259,821
baseline
▲ 0.50% · 4.625%
HK$273,516
+HK$13,695/mo
Deposit HK$5.40M · loan HK$48.59M · min. income ≈ HK$519,642/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,294,345 · Scale 2, in force from 26 Feb 2026)