LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,113
−HK$7,721/mo
▼ 0.25% · 3.875%
HK$126,943
−HK$3,891/mo
Today · 4.125%
HK$130,834
baseline
▲ 0.50% · 4.625%
HK$138,794
+HK$7,960/mo
Deposit HK$27.00M · loan HK$27.00M · min. income ≈ HK$261,668/mo (50% DSR)
Upfront cash ≈ HK$29.29M (deposit + AVD stamp duty HK$2,294,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,962
−HK$7,400/mo
▼ 0.25% · 3.875%
HK$140,635
−HK$3,727/mo
Today · 4.125%
HK$144,362
baseline
▲ 0.50% · 4.625%
HK$151,971
+HK$7,609/mo
Deposit HK$27.00M · loan HK$27.00M · min. income ≈ HK$288,724/mo (50% DSR)
Upfront cash ≈ HK$29.29M (deposit + AVD stamp duty HK$2,294,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,736
−HK$9,264/mo
▼ 0.25% · 3.875%
HK$152,331
−HK$4,669/mo
Today · 4.125%
HK$157,000
baseline
▲ 0.50% · 4.625%
HK$166,553
+HK$9,553/mo
Deposit HK$21.60M · loan HK$32.39M · min. income ≈ HK$314,000/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$2,294,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,355
−HK$8,879/mo
▼ 0.25% · 3.875%
HK$168,763
−HK$4,471/mo
Today · 4.125%
HK$173,234
baseline
▲ 0.50% · 4.625%
HK$182,366
+HK$9,132/mo
Deposit HK$21.60M · loan HK$32.39M · min. income ≈ HK$346,468/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$2,294,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,359
−HK$10,808/mo
▼ 0.25% · 3.875%
HK$177,720
−HK$5,447/mo
Today · 4.125%
HK$183,167
baseline
▲ 0.50% · 4.625%
HK$194,312
+HK$11,145/mo
Deposit HK$16.20M · loan HK$37.79M · min. income ≈ HK$366,334/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$2,294,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,747
−HK$10,360/mo
▼ 0.25% · 3.875%
HK$196,890
−HK$5,217/mo
Today · 4.125%
HK$202,107
baseline
▲ 0.50% · 4.625%
HK$212,760
+HK$10,653/mo
Deposit HK$16.20M · loan HK$37.79M · min. income ≈ HK$404,214/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$2,294,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,604
−HK$13,896/mo
▼ 0.25% · 3.875%
HK$228,497
−HK$7,003/mo
Today · 4.125%
HK$235,500
baseline
▲ 0.50% · 4.625%
HK$249,830
+HK$14,330/mo
Deposit HK$5.40M · loan HK$48.59M · min. income ≈ HK$471,000/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,294,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,532
−HK$13,319/mo
▼ 0.25% · 3.875%
HK$253,144
−HK$6,707/mo
Today · 4.125%
HK$259,851
baseline
▲ 0.50% · 4.625%
HK$273,548
+HK$13,697/mo
Deposit HK$5.40M · loan HK$48.59M · min. income ≈ HK$519,702/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,294,616 · Scale 2, in force from 26 Feb 2026)