LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,116
−HK$7,721/mo
▼ 0.25% · 3.875%
HK$126,946
−HK$3,891/mo
Today · 4.125%
HK$130,837
baseline
▲ 0.50% · 4.625%
HK$138,798
+HK$7,961/mo
Deposit HK$27.00M · loan HK$27.00M · min. income ≈ HK$261,674/mo (50% DSR)
Upfront cash ≈ HK$29.29M (deposit + AVD stamp duty HK$2,294,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,966
−HK$7,400/mo
▼ 0.25% · 3.875%
HK$140,639
−HK$3,727/mo
Today · 4.125%
HK$144,366
baseline
▲ 0.50% · 4.625%
HK$151,975
+HK$7,609/mo
Deposit HK$27.00M · loan HK$27.00M · min. income ≈ HK$288,732/mo (50% DSR)
Upfront cash ≈ HK$29.29M (deposit + AVD stamp duty HK$2,294,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,740
−HK$9,264/mo
▼ 0.25% · 3.875%
HK$152,335
−HK$4,669/mo
Today · 4.125%
HK$157,004
baseline
▲ 0.50% · 4.625%
HK$166,558
+HK$9,554/mo
Deposit HK$21.60M · loan HK$32.40M · min. income ≈ HK$314,008/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$2,294,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,359
−HK$8,880/mo
▼ 0.25% · 3.875%
HK$168,767
−HK$4,472/mo
Today · 4.125%
HK$173,239
baseline
▲ 0.50% · 4.625%
HK$182,370
+HK$9,131/mo
Deposit HK$21.60M · loan HK$32.40M · min. income ≈ HK$346,478/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$2,294,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,363
−HK$10,809/mo
▼ 0.25% · 3.875%
HK$177,724
−HK$5,448/mo
Today · 4.125%
HK$183,172
baseline
▲ 0.50% · 4.625%
HK$194,317
+HK$11,145/mo
Deposit HK$16.20M · loan HK$37.79M · min. income ≈ HK$366,344/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$2,294,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,752
−HK$10,360/mo
▼ 0.25% · 3.875%
HK$196,895
−HK$5,217/mo
Today · 4.125%
HK$202,112
baseline
▲ 0.50% · 4.625%
HK$212,766
+HK$10,654/mo
Deposit HK$16.20M · loan HK$37.79M · min. income ≈ HK$404,224/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$2,294,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,610
−HK$13,896/mo
▼ 0.25% · 3.875%
HK$228,503
−HK$7,003/mo
Today · 4.125%
HK$235,506
baseline
▲ 0.50% · 4.625%
HK$249,836
+HK$14,330/mo
Deposit HK$5.40M · loan HK$48.59M · min. income ≈ HK$471,012/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,294,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,538
−HK$13,320/mo
▼ 0.25% · 3.875%
HK$253,150
−HK$6,708/mo
Today · 4.125%
HK$259,858
baseline
▲ 0.50% · 4.625%
HK$273,556
+HK$13,698/mo
Deposit HK$5.40M · loan HK$48.59M · min. income ≈ HK$519,716/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,294,676 · Scale 2, in force from 26 Feb 2026)