LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,119
−HK$7,720/mo
▼ 0.25% · 3.875%
HK$126,948
−HK$3,891/mo
Today · 4.125%
HK$130,839
baseline
▲ 0.50% · 4.625%
HK$138,800
+HK$7,961/mo
Deposit HK$27.00M · loan HK$27.00M · min. income ≈ HK$261,678/mo (50% DSR)
Upfront cash ≈ HK$29.29M (deposit + AVD stamp duty HK$2,294,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,968
−HK$7,400/mo
▼ 0.25% · 3.875%
HK$140,642
−HK$3,726/mo
Today · 4.125%
HK$144,368
baseline
▲ 0.50% · 4.625%
HK$151,978
+HK$7,610/mo
Deposit HK$27.00M · loan HK$27.00M · min. income ≈ HK$288,736/mo (50% DSR)
Upfront cash ≈ HK$29.29M (deposit + AVD stamp duty HK$2,294,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,742
−HK$9,265/mo
▼ 0.25% · 3.875%
HK$152,338
−HK$4,669/mo
Today · 4.125%
HK$157,007
baseline
▲ 0.50% · 4.625%
HK$166,560
+HK$9,553/mo
Deposit HK$21.60M · loan HK$32.40M · min. income ≈ HK$314,014/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$2,294,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,362
−HK$8,880/mo
▼ 0.25% · 3.875%
HK$168,770
−HK$4,472/mo
Today · 4.125%
HK$173,242
baseline
▲ 0.50% · 4.625%
HK$182,374
+HK$9,132/mo
Deposit HK$21.60M · loan HK$32.40M · min. income ≈ HK$346,484/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$2,294,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,366
−HK$10,809/mo
▼ 0.25% · 3.875%
HK$177,728
−HK$5,447/mo
Today · 4.125%
HK$183,175
baseline
▲ 0.50% · 4.625%
HK$194,321
+HK$11,146/mo
Deposit HK$16.20M · loan HK$37.80M · min. income ≈ HK$366,350/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$2,294,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,755
−HK$10,360/mo
▼ 0.25% · 3.875%
HK$196,898
−HK$5,217/mo
Today · 4.125%
HK$202,115
baseline
▲ 0.50% · 4.625%
HK$212,769
+HK$10,654/mo
Deposit HK$16.20M · loan HK$37.80M · min. income ≈ HK$404,230/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$2,294,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,613
−HK$13,897/mo
▼ 0.25% · 3.875%
HK$228,507
−HK$7,003/mo
Today · 4.125%
HK$235,510
baseline
▲ 0.50% · 4.625%
HK$249,841
+HK$14,331/mo
Deposit HK$5.40M · loan HK$48.59M · min. income ≈ HK$471,020/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,294,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,543
−HK$13,320/mo
▼ 0.25% · 3.875%
HK$253,155
−HK$6,708/mo
Today · 4.125%
HK$259,863
baseline
▲ 0.50% · 4.625%
HK$273,560
+HK$13,697/mo
Deposit HK$5.40M · loan HK$48.59M · min. income ≈ HK$519,726/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,294,715 · Scale 2, in force from 26 Feb 2026)