LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,133
−HK$7,722/mo
▼ 0.25% · 3.875%
HK$126,964
−HK$3,891/mo
Today · 4.125%
HK$130,855
baseline
▲ 0.50% · 4.625%
HK$138,817
+HK$7,962/mo
Deposit HK$27.00M · loan HK$27.00M · min. income ≈ HK$261,710/mo (50% DSR)
Upfront cash ≈ HK$29.29M (deposit + AVD stamp duty HK$2,294,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,985
−HK$7,400/mo
▼ 0.25% · 3.875%
HK$140,658
−HK$3,727/mo
Today · 4.125%
HK$144,385
baseline
▲ 0.50% · 4.625%
HK$151,996
+HK$7,611/mo
Deposit HK$27.00M · loan HK$27.00M · min. income ≈ HK$288,770/mo (50% DSR)
Upfront cash ≈ HK$29.29M (deposit + AVD stamp duty HK$2,294,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,760
−HK$9,266/mo
▼ 0.25% · 3.875%
HK$152,356
−HK$4,670/mo
Today · 4.125%
HK$157,026
baseline
▲ 0.50% · 4.625%
HK$166,581
+HK$9,555/mo
Deposit HK$21.60M · loan HK$32.40M · min. income ≈ HK$314,052/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$2,294,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,382
−HK$8,881/mo
▼ 0.25% · 3.875%
HK$168,790
−HK$4,473/mo
Today · 4.125%
HK$173,263
baseline
▲ 0.50% · 4.625%
HK$182,395
+HK$9,132/mo
Deposit HK$21.60M · loan HK$32.40M · min. income ≈ HK$346,526/mo (50% DSR)
Upfront cash ≈ HK$23.89M (deposit + AVD stamp duty HK$2,294,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,387
−HK$10,810/mo
▼ 0.25% · 3.875%
HK$177,749
−HK$5,448/mo
Today · 4.125%
HK$183,197
baseline
▲ 0.50% · 4.625%
HK$194,344
+HK$11,147/mo
Deposit HK$16.20M · loan HK$37.80M · min. income ≈ HK$366,394/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$2,294,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,778
−HK$10,362/mo
▼ 0.25% · 3.875%
HK$196,922
−HK$5,218/mo
Today · 4.125%
HK$202,140
baseline
▲ 0.50% · 4.625%
HK$212,795
+HK$10,655/mo
Deposit HK$16.20M · loan HK$37.80M · min. income ≈ HK$404,280/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$2,294,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,640
−HK$13,899/mo
▼ 0.25% · 3.875%
HK$228,534
−HK$7,005/mo
Today · 4.125%
HK$235,539
baseline
▲ 0.50% · 4.625%
HK$249,871
+HK$14,332/mo
Deposit HK$5.40M · loan HK$48.60M · min. income ≈ HK$471,078/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,294,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,572
−HK$13,322/mo
▼ 0.25% · 3.875%
HK$253,185
−HK$6,709/mo
Today · 4.125%
HK$259,894
baseline
▲ 0.50% · 4.625%
HK$273,593
+HK$13,699/mo
Deposit HK$5.40M · loan HK$48.60M · min. income ≈ HK$519,788/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$2,294,991 · Scale 2, in force from 26 Feb 2026)