LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,135
−HK$7,722/mo
▼ 0.25% · 3.875%
HK$126,966
−HK$3,891/mo
Today · 4.125%
HK$130,857
baseline
▲ 0.50% · 4.625%
HK$138,819
+HK$7,962/mo
Deposit HK$27.00M · loan HK$27.00M · min. income ≈ HK$261,714/mo (50% DSR)
Upfront cash ≈ HK$29.30M (deposit + AVD stamp duty HK$2,295,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,987
−HK$7,401/mo
▼ 0.25% · 3.875%
HK$140,661
−HK$3,727/mo
Today · 4.125%
HK$144,388
baseline
▲ 0.50% · 4.625%
HK$151,999
+HK$7,611/mo
Deposit HK$27.00M · loan HK$27.00M · min. income ≈ HK$288,776/mo (50% DSR)
Upfront cash ≈ HK$29.30M (deposit + AVD stamp duty HK$2,295,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,763
−HK$9,266/mo
▼ 0.25% · 3.875%
HK$152,359
−HK$4,670/mo
Today · 4.125%
HK$157,029
baseline
▲ 0.50% · 4.625%
HK$166,583
+HK$9,554/mo
Deposit HK$21.60M · loan HK$32.40M · min. income ≈ HK$314,058/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$2,295,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,384
−HK$8,881/mo
▼ 0.25% · 3.875%
HK$168,793
−HK$4,472/mo
Today · 4.125%
HK$173,265
baseline
▲ 0.50% · 4.625%
HK$182,399
+HK$9,134/mo
Deposit HK$21.60M · loan HK$32.40M · min. income ≈ HK$346,530/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$2,295,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,390
−HK$10,810/mo
▼ 0.25% · 3.875%
HK$177,752
−HK$5,448/mo
Today · 4.125%
HK$183,200
baseline
▲ 0.50% · 4.625%
HK$194,347
+HK$11,147/mo
Deposit HK$16.20M · loan HK$37.80M · min. income ≈ HK$366,400/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$2,295,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,782
−HK$10,361/mo
▼ 0.25% · 3.875%
HK$196,925
−HK$5,218/mo
Today · 4.125%
HK$202,143
baseline
▲ 0.50% · 4.625%
HK$212,798
+HK$10,655/mo
Deposit HK$16.20M · loan HK$37.80M · min. income ≈ HK$404,286/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$2,295,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,644
−HK$13,899/mo
▼ 0.25% · 3.875%
HK$228,538
−HK$7,005/mo
Today · 4.125%
HK$235,543
baseline
▲ 0.50% · 4.625%
HK$249,875
+HK$14,332/mo
Deposit HK$5.40M · loan HK$48.60M · min. income ≈ HK$471,086/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$2,295,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,576
−HK$13,322/mo
▼ 0.25% · 3.875%
HK$253,190
−HK$6,708/mo
Today · 4.125%
HK$259,898
baseline
▲ 0.50% · 4.625%
HK$273,598
+HK$13,700/mo
Deposit HK$5.40M · loan HK$48.60M · min. income ≈ HK$519,796/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$2,295,030 · Scale 2, in force from 26 Feb 2026)