LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,136
−HK$7,722/mo
▼ 0.25% · 3.875%
HK$126,966
−HK$3,892/mo
Today · 4.125%
HK$130,858
baseline
▲ 0.50% · 4.625%
HK$138,820
+HK$7,962/mo
Deposit HK$27.00M · loan HK$27.00M · min. income ≈ HK$261,716/mo (50% DSR)
Upfront cash ≈ HK$29.30M (deposit + AVD stamp duty HK$2,295,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,988
−HK$7,401/mo
▼ 0.25% · 3.875%
HK$140,662
−HK$3,727/mo
Today · 4.125%
HK$144,389
baseline
▲ 0.50% · 4.625%
HK$152,000
+HK$7,611/mo
Deposit HK$27.00M · loan HK$27.00M · min. income ≈ HK$288,778/mo (50% DSR)
Upfront cash ≈ HK$29.30M (deposit + AVD stamp duty HK$2,295,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,763
−HK$9,266/mo
▼ 0.25% · 3.875%
HK$152,360
−HK$4,669/mo
Today · 4.125%
HK$157,029
baseline
▲ 0.50% · 4.625%
HK$166,584
+HK$9,555/mo
Deposit HK$21.60M · loan HK$32.40M · min. income ≈ HK$314,058/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$2,295,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,385
−HK$8,881/mo
▼ 0.25% · 3.875%
HK$168,794
−HK$4,472/mo
Today · 4.125%
HK$173,266
baseline
▲ 0.50% · 4.625%
HK$182,400
+HK$9,134/mo
Deposit HK$21.60M · loan HK$32.40M · min. income ≈ HK$346,532/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$2,295,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,391
−HK$10,810/mo
▼ 0.25% · 3.875%
HK$177,753
−HK$5,448/mo
Today · 4.125%
HK$183,201
baseline
▲ 0.50% · 4.625%
HK$194,348
+HK$11,147/mo
Deposit HK$16.20M · loan HK$37.80M · min. income ≈ HK$366,402/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$2,295,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,783
−HK$10,361/mo
▼ 0.25% · 3.875%
HK$196,926
−HK$5,218/mo
Today · 4.125%
HK$202,144
baseline
▲ 0.50% · 4.625%
HK$212,800
+HK$10,656/mo
Deposit HK$16.20M · loan HK$37.80M · min. income ≈ HK$404,288/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$2,295,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,645
−HK$13,899/mo
▼ 0.25% · 3.875%
HK$228,539
−HK$7,005/mo
Today · 4.125%
HK$235,544
baseline
▲ 0.50% · 4.625%
HK$249,876
+HK$14,332/mo
Deposit HK$5.40M · loan HK$48.60M · min. income ≈ HK$471,088/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$2,295,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,578
−HK$13,322/mo
▼ 0.25% · 3.875%
HK$253,191
−HK$6,709/mo
Today · 4.125%
HK$259,900
baseline
▲ 0.50% · 4.625%
HK$273,599
+HK$13,699/mo
Deposit HK$5.40M · loan HK$48.60M · min. income ≈ HK$519,800/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$2,295,043 · Scale 2, in force from 26 Feb 2026)