LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,138
−HK$7,722/mo
▼ 0.25% · 3.875%
HK$126,968
−HK$3,892/mo
Today · 4.125%
HK$130,860
baseline
▲ 0.50% · 4.625%
HK$138,822
+HK$7,962/mo
Deposit HK$27.00M · loan HK$27.00M · min. income ≈ HK$261,720/mo (50% DSR)
Upfront cash ≈ HK$29.30M (deposit + AVD stamp duty HK$2,295,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,990
−HK$7,401/mo
▼ 0.25% · 3.875%
HK$140,664
−HK$3,727/mo
Today · 4.125%
HK$144,391
baseline
▲ 0.50% · 4.625%
HK$152,002
+HK$7,611/mo
Deposit HK$27.00M · loan HK$27.00M · min. income ≈ HK$288,782/mo (50% DSR)
Upfront cash ≈ HK$29.30M (deposit + AVD stamp duty HK$2,295,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,766
−HK$9,266/mo
▼ 0.25% · 3.875%
HK$152,362
−HK$4,670/mo
Today · 4.125%
HK$157,032
baseline
▲ 0.50% · 4.625%
HK$166,587
+HK$9,555/mo
Deposit HK$21.60M · loan HK$32.40M · min. income ≈ HK$314,064/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$2,295,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,388
−HK$8,881/mo
▼ 0.25% · 3.875%
HK$168,797
−HK$4,472/mo
Today · 4.125%
HK$173,269
baseline
▲ 0.50% · 4.625%
HK$182,402
+HK$9,133/mo
Deposit HK$21.60M · loan HK$32.40M · min. income ≈ HK$346,538/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$2,295,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,393
−HK$10,811/mo
▼ 0.25% · 3.875%
HK$177,756
−HK$5,448/mo
Today · 4.125%
HK$183,204
baseline
▲ 0.50% · 4.625%
HK$194,351
+HK$11,147/mo
Deposit HK$16.20M · loan HK$37.80M · min. income ≈ HK$366,408/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$2,295,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,786
−HK$10,361/mo
▼ 0.25% · 3.875%
HK$196,929
−HK$5,218/mo
Today · 4.125%
HK$202,147
baseline
▲ 0.50% · 4.625%
HK$212,803
+HK$10,656/mo
Deposit HK$16.20M · loan HK$37.80M · min. income ≈ HK$404,294/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$2,295,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,648
−HK$13,900/mo
▼ 0.25% · 3.875%
HK$228,543
−HK$7,005/mo
Today · 4.125%
HK$235,548
baseline
▲ 0.50% · 4.625%
HK$249,880
+HK$14,332/mo
Deposit HK$5.40M · loan HK$48.60M · min. income ≈ HK$471,096/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$2,295,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,582
−HK$13,322/mo
▼ 0.25% · 3.875%
HK$253,195
−HK$6,709/mo
Today · 4.125%
HK$259,904
baseline
▲ 0.50% · 4.625%
HK$273,604
+HK$13,700/mo
Deposit HK$5.40M · loan HK$48.60M · min. income ≈ HK$519,808/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$2,295,079 · Scale 2, in force from 26 Feb 2026)