LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,146
−HK$7,722/mo
▼ 0.25% · 3.875%
HK$126,976
−HK$3,892/mo
Today · 4.125%
HK$130,868
baseline
▲ 0.50% · 4.625%
HK$138,831
+HK$7,963/mo
Deposit HK$27.00M · loan HK$27.00M · min. income ≈ HK$261,736/mo (50% DSR)
Upfront cash ≈ HK$29.30M (deposit + AVD stamp duty HK$2,295,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,999
−HK$7,401/mo
▼ 0.25% · 3.875%
HK$140,673
−HK$3,727/mo
Today · 4.125%
HK$144,400
baseline
▲ 0.50% · 4.625%
HK$152,012
+HK$7,612/mo
Deposit HK$27.00M · loan HK$27.00M · min. income ≈ HK$288,800/mo (50% DSR)
Upfront cash ≈ HK$29.30M (deposit + AVD stamp duty HK$2,295,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,775
−HK$9,267/mo
▼ 0.25% · 3.875%
HK$152,372
−HK$4,670/mo
Today · 4.125%
HK$157,042
baseline
▲ 0.50% · 4.625%
HK$166,597
+HK$9,555/mo
Deposit HK$21.60M · loan HK$32.40M · min. income ≈ HK$314,084/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$2,295,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,398
−HK$8,882/mo
▼ 0.25% · 3.875%
HK$168,807
−HK$4,473/mo
Today · 4.125%
HK$173,280
baseline
▲ 0.50% · 4.625%
HK$182,414
+HK$9,134/mo
Deposit HK$21.60M · loan HK$32.40M · min. income ≈ HK$346,560/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$2,295,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,404
−HK$10,812/mo
▼ 0.25% · 3.875%
HK$177,767
−HK$5,449/mo
Today · 4.125%
HK$183,216
baseline
▲ 0.50% · 4.625%
HK$194,364
+HK$11,148/mo
Deposit HK$16.20M · loan HK$37.80M · min. income ≈ HK$366,432/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$2,295,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,798
−HK$10,362/mo
▼ 0.25% · 3.875%
HK$196,942
−HK$5,218/mo
Today · 4.125%
HK$202,160
baseline
▲ 0.50% · 4.625%
HK$212,816
+HK$10,656/mo
Deposit HK$16.20M · loan HK$37.80M · min. income ≈ HK$404,320/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$2,295,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,663
−HK$13,900/mo
▼ 0.25% · 3.875%
HK$228,558
−HK$7,005/mo
Today · 4.125%
HK$235,563
baseline
▲ 0.50% · 4.625%
HK$249,896
+HK$14,333/mo
Deposit HK$5.40M · loan HK$48.60M · min. income ≈ HK$471,126/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$2,295,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,597
−HK$13,323/mo
▼ 0.25% · 3.875%
HK$253,211
−HK$6,709/mo
Today · 4.125%
HK$259,920
baseline
▲ 0.50% · 4.625%
HK$273,621
+HK$13,701/mo
Deposit HK$5.40M · loan HK$48.60M · min. income ≈ HK$519,840/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$2,295,225 · Scale 2, in force from 26 Feb 2026)