LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,158
−HK$7,723/mo
▼ 0.25% · 3.875%
HK$126,989
−HK$3,892/mo
Today · 4.125%
HK$130,881
baseline
▲ 0.50% · 4.625%
HK$138,845
+HK$7,964/mo
Deposit HK$27.01M · loan HK$27.01M · min. income ≈ HK$261,762/mo (50% DSR)
Upfront cash ≈ HK$29.30M (deposit + AVD stamp duty HK$2,295,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,012
−HK$7,403/mo
▼ 0.25% · 3.875%
HK$140,687
−HK$3,728/mo
Today · 4.125%
HK$144,415
baseline
▲ 0.50% · 4.625%
HK$152,027
+HK$7,612/mo
Deposit HK$27.01M · loan HK$27.01M · min. income ≈ HK$288,830/mo (50% DSR)
Upfront cash ≈ HK$29.30M (deposit + AVD stamp duty HK$2,295,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,790
−HK$9,268/mo
▼ 0.25% · 3.875%
HK$152,387
−HK$4,671/mo
Today · 4.125%
HK$157,058
baseline
▲ 0.50% · 4.625%
HK$166,614
+HK$9,556/mo
Deposit HK$21.60M · loan HK$32.41M · min. income ≈ HK$314,116/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$2,295,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,415
−HK$8,883/mo
▼ 0.25% · 3.875%
HK$168,824
−HK$4,474/mo
Today · 4.125%
HK$173,298
baseline
▲ 0.50% · 4.625%
HK$182,432
+HK$9,134/mo
Deposit HK$21.60M · loan HK$32.41M · min. income ≈ HK$346,596/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$2,295,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,422
−HK$10,812/mo
▼ 0.25% · 3.875%
HK$177,785
−HK$5,449/mo
Today · 4.125%
HK$183,234
baseline
▲ 0.50% · 4.625%
HK$194,383
+HK$11,149/mo
Deposit HK$16.20M · loan HK$37.81M · min. income ≈ HK$366,468/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$2,295,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,817
−HK$10,364/mo
▼ 0.25% · 3.875%
HK$196,962
−HK$5,219/mo
Today · 4.125%
HK$202,181
baseline
▲ 0.50% · 4.625%
HK$212,838
+HK$10,657/mo
Deposit HK$16.20M · loan HK$37.81M · min. income ≈ HK$404,362/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$2,295,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,685
−HK$13,901/mo
▼ 0.25% · 3.875%
HK$228,580
−HK$7,006/mo
Today · 4.125%
HK$235,586
baseline
▲ 0.50% · 4.625%
HK$249,921
+HK$14,335/mo
Deposit HK$5.40M · loan HK$48.61M · min. income ≈ HK$471,172/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$2,295,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,622
−HK$13,324/mo
▼ 0.25% · 3.875%
HK$253,236
−HK$6,710/mo
Today · 4.125%
HK$259,946
baseline
▲ 0.50% · 4.625%
HK$273,648
+HK$13,702/mo
Deposit HK$5.40M · loan HK$48.61M · min. income ≈ HK$519,892/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$2,295,455 · Scale 2, in force from 26 Feb 2026)