LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,316
−HK$772/mo
▼ 0.25% · 3.875%
HK$12,699
−HK$389/mo
Today · 4.125%
HK$13,088
baseline
▲ 0.50% · 4.625%
HK$13,885
+HK$797/mo
Deposit HK$2.70M · loan HK$2.70M · min. income ≈ HK$26,176/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$121,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,701
−HK$741/mo
▼ 0.25% · 3.875%
HK$14,069
−HK$373/mo
Today · 4.125%
HK$14,442
baseline
▲ 0.50% · 4.625%
HK$15,203
+HK$761/mo
Deposit HK$2.70M · loan HK$2.70M · min. income ≈ HK$28,884/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$121,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,779
−HK$927/mo
▼ 0.25% · 3.875%
HK$15,239
−HK$467/mo
Today · 4.125%
HK$15,706
baseline
▲ 0.50% · 4.625%
HK$16,662
+HK$956/mo
Deposit HK$2.16M · loan HK$3.24M · min. income ≈ HK$31,412/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,442
−HK$888/mo
▼ 0.25% · 3.875%
HK$16,883
−HK$447/mo
Today · 4.125%
HK$17,330
baseline
▲ 0.50% · 4.625%
HK$18,243
+HK$913/mo
Deposit HK$2.16M · loan HK$3.24M · min. income ≈ HK$34,660/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,242
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$17,779
−HK$545/mo
Today · 4.125%
HK$18,324
baseline
▲ 0.50% · 4.625%
HK$19,439
+HK$1,115/mo
Deposit HK$1.62M · loan HK$3.78M · min. income ≈ HK$36,648/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,182
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$19,696
−HK$522/mo
Today · 4.125%
HK$20,218
baseline
▲ 0.50% · 4.625%
HK$21,284
+HK$1,066/mo
Deposit HK$1.62M · loan HK$3.78M · min. income ≈ HK$40,436/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,169
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,858
−HK$701/mo
Today · 4.125%
HK$23,559
baseline
▲ 0.50% · 4.625%
HK$24,992
+HK$1,433/mo
Deposit HK$540K · loan HK$4.86M · min. income ≈ HK$47,118/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$121,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,663
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,324
−HK$671/mo
Today · 4.125%
HK$25,995
baseline
▲ 0.50% · 4.625%
HK$27,365
+HK$1,370/mo
Deposit HK$540K · loan HK$4.86M · min. income ≈ HK$51,990/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$121,526 · Scale 2, in force from 26 Feb 2026)