LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,316
−HK$773/mo
▼ 0.25% · 3.875%
HK$12,700
−HK$389/mo
Today · 4.125%
HK$13,089
baseline
▲ 0.50% · 4.625%
HK$13,885
+HK$796/mo
Deposit HK$2.70M · loan HK$2.70M · min. income ≈ HK$26,178/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$121,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,702
−HK$740/mo
▼ 0.25% · 3.875%
HK$14,069
−HK$373/mo
Today · 4.125%
HK$14,442
baseline
▲ 0.50% · 4.625%
HK$15,203
+HK$761/mo
Deposit HK$2.70M · loan HK$2.70M · min. income ≈ HK$28,884/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$121,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,780
−HK$927/mo
▼ 0.25% · 3.875%
HK$15,239
−HK$468/mo
Today · 4.125%
HK$15,707
baseline
▲ 0.50% · 4.625%
HK$16,662
+HK$955/mo
Deposit HK$2.16M · loan HK$3.24M · min. income ≈ HK$31,414/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,442
−HK$889/mo
▼ 0.25% · 3.875%
HK$16,883
−HK$448/mo
Today · 4.125%
HK$17,331
baseline
▲ 0.50% · 4.625%
HK$18,244
+HK$913/mo
Deposit HK$2.16M · loan HK$3.24M · min. income ≈ HK$34,662/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,243
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$17,779
−HK$545/mo
Today · 4.125%
HK$18,324
baseline
▲ 0.50% · 4.625%
HK$19,439
+HK$1,115/mo
Deposit HK$1.62M · loan HK$3.78M · min. income ≈ HK$36,648/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,183
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$19,697
−HK$522/mo
Today · 4.125%
HK$20,219
baseline
▲ 0.50% · 4.625%
HK$21,285
+HK$1,066/mo
Deposit HK$1.62M · loan HK$3.78M · min. income ≈ HK$40,438/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,170
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,859
−HK$701/mo
Today · 4.125%
HK$23,560
baseline
▲ 0.50% · 4.625%
HK$24,993
+HK$1,433/mo
Deposit HK$540K · loan HK$4.86M · min. income ≈ HK$47,120/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$121,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,663
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,325
−HK$671/mo
Today · 4.125%
HK$25,996
baseline
▲ 0.50% · 4.625%
HK$27,366
+HK$1,370/mo
Deposit HK$540K · loan HK$4.86M · min. income ≈ HK$51,992/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$121,530 · Scale 2, in force from 26 Feb 2026)