LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,165
−HK$7,723/mo
▼ 0.25% · 3.875%
HK$126,996
−HK$3,892/mo
Today · 4.125%
HK$130,888
baseline
▲ 0.50% · 4.625%
HK$138,853
+HK$7,965/mo
Deposit HK$27.01M · loan HK$27.01M · min. income ≈ HK$261,776/mo (50% DSR)
Upfront cash ≈ HK$29.30M (deposit + AVD stamp duty HK$2,295,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,020
−HK$7,402/mo
▼ 0.25% · 3.875%
HK$140,695
−HK$3,727/mo
Today · 4.125%
HK$144,422
baseline
▲ 0.50% · 4.625%
HK$152,035
+HK$7,613/mo
Deposit HK$27.01M · loan HK$27.01M · min. income ≈ HK$288,844/mo (50% DSR)
Upfront cash ≈ HK$29.30M (deposit + AVD stamp duty HK$2,295,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,798
−HK$9,268/mo
▼ 0.25% · 3.875%
HK$152,395
−HK$4,671/mo
Today · 4.125%
HK$157,066
baseline
▲ 0.50% · 4.625%
HK$166,623
+HK$9,557/mo
Deposit HK$21.61M · loan HK$32.41M · min. income ≈ HK$314,132/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$2,295,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,424
−HK$8,883/mo
▼ 0.25% · 3.875%
HK$168,833
−HK$4,474/mo
Today · 4.125%
HK$173,307
baseline
▲ 0.50% · 4.625%
HK$182,442
+HK$9,135/mo
Deposit HK$21.61M · loan HK$32.41M · min. income ≈ HK$346,614/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$2,295,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,431
−HK$10,813/mo
▼ 0.25% · 3.875%
HK$177,794
−HK$5,450/mo
Today · 4.125%
HK$183,244
baseline
▲ 0.50% · 4.625%
HK$194,394
+HK$11,150/mo
Deposit HK$16.20M · loan HK$37.81M · min. income ≈ HK$366,488/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$2,295,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,828
−HK$10,363/mo
▼ 0.25% · 3.875%
HK$196,972
−HK$5,219/mo
Today · 4.125%
HK$202,191
baseline
▲ 0.50% · 4.625%
HK$212,849
+HK$10,658/mo
Deposit HK$16.20M · loan HK$37.81M · min. income ≈ HK$404,382/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$2,295,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,697
−HK$13,902/mo
▼ 0.25% · 3.875%
HK$228,593
−HK$7,006/mo
Today · 4.125%
HK$235,599
baseline
▲ 0.50% · 4.625%
HK$249,935
+HK$14,336/mo
Deposit HK$5.40M · loan HK$48.61M · min. income ≈ HK$471,198/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$2,295,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,636
−HK$13,324/mo
▼ 0.25% · 3.875%
HK$253,250
−HK$6,710/mo
Today · 4.125%
HK$259,960
baseline
▲ 0.50% · 4.625%
HK$273,663
+HK$13,703/mo
Deposit HK$5.40M · loan HK$48.61M · min. income ≈ HK$519,920/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$2,295,580 · Scale 2, in force from 26 Feb 2026)