LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,166
−HK$7,724/mo
▼ 0.25% · 3.875%
HK$126,997
−HK$3,893/mo
Today · 4.125%
HK$130,890
baseline
▲ 0.50% · 4.625%
HK$138,854
+HK$7,964/mo
Deposit HK$27.01M · loan HK$27.01M · min. income ≈ HK$261,780/mo (50% DSR)
Upfront cash ≈ HK$29.30M (deposit + AVD stamp duty HK$2,295,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,021
−HK$7,403/mo
▼ 0.25% · 3.875%
HK$140,696
−HK$3,728/mo
Today · 4.125%
HK$144,424
baseline
▲ 0.50% · 4.625%
HK$152,036
+HK$7,612/mo
Deposit HK$27.01M · loan HK$27.01M · min. income ≈ HK$288,848/mo (50% DSR)
Upfront cash ≈ HK$29.30M (deposit + AVD stamp duty HK$2,295,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,799
−HK$9,268/mo
▼ 0.25% · 3.875%
HK$152,397
−HK$4,670/mo
Today · 4.125%
HK$157,067
baseline
▲ 0.50% · 4.625%
HK$166,625
+HK$9,558/mo
Deposit HK$21.61M · loan HK$32.41M · min. income ≈ HK$314,134/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$2,295,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,425
−HK$8,883/mo
▼ 0.25% · 3.875%
HK$168,835
−HK$4,473/mo
Today · 4.125%
HK$173,308
baseline
▲ 0.50% · 4.625%
HK$182,444
+HK$9,136/mo
Deposit HK$21.61M · loan HK$32.41M · min. income ≈ HK$346,616/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$2,295,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,432
−HK$10,813/mo
▼ 0.25% · 3.875%
HK$177,796
−HK$5,449/mo
Today · 4.125%
HK$183,245
baseline
▲ 0.50% · 4.625%
HK$194,395
+HK$11,150/mo
Deposit HK$16.20M · loan HK$37.81M · min. income ≈ HK$366,490/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$2,295,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,829
−HK$10,364/mo
▼ 0.25% · 3.875%
HK$196,974
−HK$5,219/mo
Today · 4.125%
HK$202,193
baseline
▲ 0.50% · 4.625%
HK$212,851
+HK$10,658/mo
Deposit HK$16.20M · loan HK$37.81M · min. income ≈ HK$404,386/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$2,295,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,699
−HK$13,902/mo
▼ 0.25% · 3.875%
HK$228,595
−HK$7,006/mo
Today · 4.125%
HK$235,601
baseline
▲ 0.50% · 4.625%
HK$249,937
+HK$14,336/mo
Deposit HK$5.40M · loan HK$48.61M · min. income ≈ HK$471,202/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$2,295,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,638
−HK$13,325/mo
▼ 0.25% · 3.875%
HK$253,252
−HK$6,711/mo
Today · 4.125%
HK$259,963
baseline
▲ 0.50% · 4.625%
HK$273,666
+HK$13,703/mo
Deposit HK$5.40M · loan HK$48.61M · min. income ≈ HK$519,926/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$2,295,599 · Scale 2, in force from 26 Feb 2026)