LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,174
−HK$7,724/mo
▼ 0.25% · 3.875%
HK$127,005
−HK$3,893/mo
Today · 4.125%
HK$130,898
baseline
▲ 0.50% · 4.625%
HK$138,863
+HK$7,965/mo
Deposit HK$27.01M · loan HK$27.01M · min. income ≈ HK$261,796/mo (50% DSR)
Upfront cash ≈ HK$29.30M (deposit + AVD stamp duty HK$2,295,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,029
−HK$7,404/mo
▼ 0.25% · 3.875%
HK$140,705
−HK$3,728/mo
Today · 4.125%
HK$144,433
baseline
▲ 0.50% · 4.625%
HK$152,046
+HK$7,613/mo
Deposit HK$27.01M · loan HK$27.01M · min. income ≈ HK$288,866/mo (50% DSR)
Upfront cash ≈ HK$29.30M (deposit + AVD stamp duty HK$2,295,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,808
−HK$9,269/mo
▼ 0.25% · 3.875%
HK$152,406
−HK$4,671/mo
Today · 4.125%
HK$157,077
baseline
▲ 0.50% · 4.625%
HK$166,635
+HK$9,558/mo
Deposit HK$21.61M · loan HK$32.41M · min. income ≈ HK$314,154/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$2,295,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,435
−HK$8,884/mo
▼ 0.25% · 3.875%
HK$168,845
−HK$4,474/mo
Today · 4.125%
HK$173,319
baseline
▲ 0.50% · 4.625%
HK$182,455
+HK$9,136/mo
Deposit HK$21.61M · loan HK$32.41M · min. income ≈ HK$346,638/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$2,295,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,443
−HK$10,814/mo
▼ 0.25% · 3.875%
HK$177,807
−HK$5,450/mo
Today · 4.125%
HK$183,257
baseline
▲ 0.50% · 4.625%
HK$194,408
+HK$11,151/mo
Deposit HK$16.21M · loan HK$37.81M · min. income ≈ HK$366,514/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$2,295,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,841
−HK$10,365/mo
▼ 0.25% · 3.875%
HK$196,986
−HK$5,220/mo
Today · 4.125%
HK$202,206
baseline
▲ 0.50% · 4.625%
HK$212,864
+HK$10,658/mo
Deposit HK$16.21M · loan HK$37.81M · min. income ≈ HK$404,412/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$2,295,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,713
−HK$13,903/mo
▼ 0.25% · 3.875%
HK$228,609
−HK$7,007/mo
Today · 4.125%
HK$235,616
baseline
▲ 0.50% · 4.625%
HK$249,953
+HK$14,337/mo
Deposit HK$5.40M · loan HK$48.62M · min. income ≈ HK$471,232/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$2,295,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,653
−HK$13,326/mo
▼ 0.25% · 3.875%
HK$253,268
−HK$6,711/mo
Today · 4.125%
HK$259,979
baseline
▲ 0.50% · 4.625%
HK$273,683
+HK$13,704/mo
Deposit HK$5.40M · loan HK$48.62M · min. income ≈ HK$519,958/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$2,295,743 · Scale 2, in force from 26 Feb 2026)