LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,181
−HK$7,725/mo
▼ 0.25% · 3.875%
HK$127,013
−HK$3,893/mo
Today · 4.125%
HK$130,906
baseline
▲ 0.50% · 4.625%
HK$138,871
+HK$7,965/mo
Deposit HK$27.01M · loan HK$27.01M · min. income ≈ HK$261,812/mo (50% DSR)
Upfront cash ≈ HK$29.31M (deposit + AVD stamp duty HK$2,295,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,038
−HK$7,403/mo
▼ 0.25% · 3.875%
HK$140,713
−HK$3,728/mo
Today · 4.125%
HK$144,441
baseline
▲ 0.50% · 4.625%
HK$152,055
+HK$7,614/mo
Deposit HK$27.01M · loan HK$27.01M · min. income ≈ HK$288,882/mo (50% DSR)
Upfront cash ≈ HK$29.31M (deposit + AVD stamp duty HK$2,295,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,817
−HK$9,270/mo
▼ 0.25% · 3.875%
HK$152,415
−HK$4,672/mo
Today · 4.125%
HK$157,087
baseline
▲ 0.50% · 4.625%
HK$166,645
+HK$9,558/mo
Deposit HK$21.61M · loan HK$32.41M · min. income ≈ HK$314,174/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$2,295,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,445
−HK$8,885/mo
▼ 0.25% · 3.875%
HK$168,856
−HK$4,474/mo
Today · 4.125%
HK$173,330
baseline
▲ 0.50% · 4.625%
HK$182,466
+HK$9,136/mo
Deposit HK$21.61M · loan HK$32.41M · min. income ≈ HK$346,660/mo (50% DSR)
Upfront cash ≈ HK$23.90M (deposit + AVD stamp duty HK$2,295,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,454
−HK$10,814/mo
▼ 0.25% · 3.875%
HK$177,818
−HK$5,450/mo
Today · 4.125%
HK$183,268
baseline
▲ 0.50% · 4.625%
HK$194,419
+HK$11,151/mo
Deposit HK$16.21M · loan HK$37.81M · min. income ≈ HK$366,536/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$2,295,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,853
−HK$10,365/mo
▼ 0.25% · 3.875%
HK$196,998
−HK$5,220/mo
Today · 4.125%
HK$202,218
baseline
▲ 0.50% · 4.625%
HK$212,877
+HK$10,659/mo
Deposit HK$16.21M · loan HK$37.81M · min. income ≈ HK$404,436/mo (50% DSR)
Upfront cash ≈ HK$18.50M (deposit + AVD stamp duty HK$2,295,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,726
−HK$13,904/mo
▼ 0.25% · 3.875%
HK$228,623
−HK$7,007/mo
Today · 4.125%
HK$235,630
baseline
▲ 0.50% · 4.625%
HK$249,968
+HK$14,338/mo
Deposit HK$5.40M · loan HK$48.62M · min. income ≈ HK$471,260/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$2,295,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,668
−HK$13,327/mo
▼ 0.25% · 3.875%
HK$253,283
−HK$6,712/mo
Today · 4.125%
HK$259,995
baseline
▲ 0.50% · 4.625%
HK$273,699
+HK$13,704/mo
Deposit HK$5.40M · loan HK$48.62M · min. income ≈ HK$519,990/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$2,295,881 · Scale 2, in force from 26 Feb 2026)