LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,319
−HK$772/mo
▼ 0.25% · 3.875%
HK$12,702
−HK$389/mo
Today · 4.125%
HK$13,091
baseline
▲ 0.50% · 4.625%
HK$13,888
+HK$797/mo
Deposit HK$2.70M · loan HK$2.70M · min. income ≈ HK$26,182/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$121,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,704
−HK$741/mo
▼ 0.25% · 3.875%
HK$14,072
−HK$373/mo
Today · 4.125%
HK$14,445
baseline
▲ 0.50% · 4.625%
HK$15,206
+HK$761/mo
Deposit HK$2.70M · loan HK$2.70M · min. income ≈ HK$28,890/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$121,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,782
−HK$927/mo
▼ 0.25% · 3.875%
HK$15,242
−HK$467/mo
Today · 4.125%
HK$15,709
baseline
▲ 0.50% · 4.625%
HK$16,665
+HK$956/mo
Deposit HK$2.16M · loan HK$3.24M · min. income ≈ HK$31,418/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,445
−HK$889/mo
▼ 0.25% · 3.875%
HK$16,886
−HK$448/mo
Today · 4.125%
HK$17,334
baseline
▲ 0.50% · 4.625%
HK$18,247
+HK$913/mo
Deposit HK$2.16M · loan HK$3.24M · min. income ≈ HK$34,668/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,246
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$17,782
−HK$545/mo
Today · 4.125%
HK$18,327
baseline
▲ 0.50% · 4.625%
HK$19,443
+HK$1,116/mo
Deposit HK$1.62M · loan HK$3.78M · min. income ≈ HK$36,654/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,186
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$19,701
−HK$522/mo
Today · 4.125%
HK$20,223
baseline
▲ 0.50% · 4.625%
HK$21,289
+HK$1,066/mo
Deposit HK$1.62M · loan HK$3.78M · min. income ≈ HK$40,446/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,173
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,863
−HK$701/mo
Today · 4.125%
HK$23,564
baseline
▲ 0.50% · 4.625%
HK$24,998
+HK$1,434/mo
Deposit HK$540K · loan HK$4.86M · min. income ≈ HK$47,128/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$121,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,668
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,329
−HK$671/mo
Today · 4.125%
HK$26,000
baseline
▲ 0.50% · 4.625%
HK$27,371
+HK$1,371/mo
Deposit HK$540K · loan HK$4.86M · min. income ≈ HK$52,000/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$121,552 · Scale 2, in force from 26 Feb 2026)