LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,216
−HK$7,726/mo
▼ 0.25% · 3.875%
HK$127,048
−HK$3,894/mo
Today · 4.125%
HK$130,942
baseline
▲ 0.50% · 4.625%
HK$138,910
+HK$7,968/mo
Deposit HK$27.02M · loan HK$27.02M · min. income ≈ HK$261,884/mo (50% DSR)
Upfront cash ≈ HK$29.31M (deposit + AVD stamp duty HK$2,296,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,076
−HK$7,406/mo
▼ 0.25% · 3.875%
HK$140,753
−HK$3,729/mo
Today · 4.125%
HK$144,482
baseline
▲ 0.50% · 4.625%
HK$152,098
+HK$7,616/mo
Deposit HK$27.02M · loan HK$27.02M · min. income ≈ HK$288,964/mo (50% DSR)
Upfront cash ≈ HK$29.31M (deposit + AVD stamp duty HK$2,296,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,859
−HK$9,272/mo
▼ 0.25% · 3.875%
HK$152,458
−HK$4,673/mo
Today · 4.125%
HK$157,131
baseline
▲ 0.50% · 4.625%
HK$166,692
+HK$9,561/mo
Deposit HK$21.61M · loan HK$32.42M · min. income ≈ HK$314,262/mo (50% DSR)
Upfront cash ≈ HK$23.91M (deposit + AVD stamp duty HK$2,296,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,492
−HK$8,887/mo
▼ 0.25% · 3.875%
HK$168,903
−HK$4,476/mo
Today · 4.125%
HK$173,379
baseline
▲ 0.50% · 4.625%
HK$182,518
+HK$9,139/mo
Deposit HK$21.61M · loan HK$32.42M · min. income ≈ HK$346,758/mo (50% DSR)
Upfront cash ≈ HK$23.91M (deposit + AVD stamp duty HK$2,296,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,502
−HK$10,817/mo
▼ 0.25% · 3.875%
HK$177,868
−HK$5,451/mo
Today · 4.125%
HK$183,319
baseline
▲ 0.50% · 4.625%
HK$194,474
+HK$11,155/mo
Deposit HK$16.21M · loan HK$37.83M · min. income ≈ HK$366,638/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$2,296,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,907
−HK$10,368/mo
▼ 0.25% · 3.875%
HK$197,054
−HK$5,221/mo
Today · 4.125%
HK$202,275
baseline
▲ 0.50% · 4.625%
HK$212,937
+HK$10,662/mo
Deposit HK$16.21M · loan HK$37.83M · min. income ≈ HK$404,550/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$2,296,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,788
−HK$13,908/mo
▼ 0.25% · 3.875%
HK$228,687
−HK$7,009/mo
Today · 4.125%
HK$235,696
baseline
▲ 0.50% · 4.625%
HK$250,038
+HK$14,342/mo
Deposit HK$5.40M · loan HK$48.63M · min. income ≈ HK$471,392/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$2,296,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,737
−HK$13,331/mo
▼ 0.25% · 3.875%
HK$253,355
−HK$6,713/mo
Today · 4.125%
HK$260,068
baseline
▲ 0.50% · 4.625%
HK$273,776
+HK$13,708/mo
Deposit HK$5.40M · loan HK$48.63M · min. income ≈ HK$520,136/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$2,296,527 · Scale 2, in force from 26 Feb 2026)