LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,218
−HK$7,727/mo
▼ 0.25% · 3.875%
HK$127,051
−HK$3,894/mo
Today · 4.125%
HK$130,945
baseline
▲ 0.50% · 4.625%
HK$138,913
+HK$7,968/mo
Deposit HK$27.02M · loan HK$27.02M · min. income ≈ HK$261,890/mo (50% DSR)
Upfront cash ≈ HK$29.32M (deposit + AVD stamp duty HK$2,296,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,079
−HK$7,406/mo
▼ 0.25% · 3.875%
HK$140,755
−HK$3,730/mo
Today · 4.125%
HK$144,485
baseline
▲ 0.50% · 4.625%
HK$152,101
+HK$7,616/mo
Deposit HK$27.02M · loan HK$27.02M · min. income ≈ HK$288,970/mo (50% DSR)
Upfront cash ≈ HK$29.32M (deposit + AVD stamp duty HK$2,296,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,862
−HK$9,272/mo
▼ 0.25% · 3.875%
HK$152,461
−HK$4,673/mo
Today · 4.125%
HK$157,134
baseline
▲ 0.50% · 4.625%
HK$166,695
+HK$9,561/mo
Deposit HK$21.61M · loan HK$32.42M · min. income ≈ HK$314,268/mo (50% DSR)
Upfront cash ≈ HK$23.91M (deposit + AVD stamp duty HK$2,296,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,495
−HK$8,887/mo
▼ 0.25% · 3.875%
HK$168,906
−HK$4,476/mo
Today · 4.125%
HK$173,382
baseline
▲ 0.50% · 4.625%
HK$182,521
+HK$9,139/mo
Deposit HK$21.61M · loan HK$32.42M · min. income ≈ HK$346,764/mo (50% DSR)
Upfront cash ≈ HK$23.91M (deposit + AVD stamp duty HK$2,296,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,505
−HK$10,818/mo
▼ 0.25% · 3.875%
HK$177,871
−HK$5,452/mo
Today · 4.125%
HK$183,323
baseline
▲ 0.50% · 4.625%
HK$194,478
+HK$11,155/mo
Deposit HK$16.21M · loan HK$37.83M · min. income ≈ HK$366,646/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$2,296,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,910
−HK$10,369/mo
▼ 0.25% · 3.875%
HK$197,057
−HK$5,222/mo
Today · 4.125%
HK$202,279
baseline
▲ 0.50% · 4.625%
HK$212,941
+HK$10,662/mo
Deposit HK$16.21M · loan HK$37.83M · min. income ≈ HK$404,558/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$2,296,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,793
−HK$13,908/mo
▼ 0.25% · 3.875%
HK$228,692
−HK$7,009/mo
Today · 4.125%
HK$235,701
baseline
▲ 0.50% · 4.625%
HK$250,043
+HK$14,342/mo
Deposit HK$5.40M · loan HK$48.63M · min. income ≈ HK$471,402/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$2,296,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,742
−HK$13,331/mo
▼ 0.25% · 3.875%
HK$253,359
−HK$6,714/mo
Today · 4.125%
HK$260,073
baseline
▲ 0.50% · 4.625%
HK$273,781
+HK$13,708/mo
Deposit HK$5.40M · loan HK$48.63M · min. income ≈ HK$520,146/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$2,296,571 · Scale 2, in force from 26 Feb 2026)