LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,248
−HK$7,729/mo
▼ 0.25% · 3.875%
HK$127,082
−HK$3,895/mo
Today · 4.125%
HK$130,977
baseline
▲ 0.50% · 4.625%
HK$138,946
+HK$7,969/mo
Deposit HK$27.03M · loan HK$27.03M · min. income ≈ HK$261,954/mo (50% DSR)
Upfront cash ≈ HK$29.32M (deposit + AVD stamp duty HK$2,297,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,112
−HK$7,408/mo
▼ 0.25% · 3.875%
HK$140,790
−HK$3,730/mo
Today · 4.125%
HK$144,520
baseline
▲ 0.50% · 4.625%
HK$152,138
+HK$7,618/mo
Deposit HK$27.03M · loan HK$27.03M · min. income ≈ HK$289,040/mo (50% DSR)
Upfront cash ≈ HK$29.32M (deposit + AVD stamp duty HK$2,297,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,898
−HK$9,274/mo
▼ 0.25% · 3.875%
HK$152,498
−HK$4,674/mo
Today · 4.125%
HK$157,172
baseline
▲ 0.50% · 4.625%
HK$166,736
+HK$9,564/mo
Deposit HK$21.62M · loan HK$32.43M · min. income ≈ HK$314,344/mo (50% DSR)
Upfront cash ≈ HK$23.92M (deposit + AVD stamp duty HK$2,297,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,535
−HK$8,889/mo
▼ 0.25% · 3.875%
HK$168,947
−HK$4,477/mo
Today · 4.125%
HK$173,424
baseline
▲ 0.50% · 4.625%
HK$182,565
+HK$9,141/mo
Deposit HK$21.62M · loan HK$32.43M · min. income ≈ HK$346,848/mo (50% DSR)
Upfront cash ≈ HK$23.92M (deposit + AVD stamp duty HK$2,297,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,547
−HK$10,821/mo
▼ 0.25% · 3.875%
HK$177,915
−HK$5,453/mo
Today · 4.125%
HK$183,368
baseline
▲ 0.50% · 4.625%
HK$194,525
+HK$11,157/mo
Deposit HK$16.22M · loan HK$37.84M · min. income ≈ HK$366,736/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$2,297,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,957
−HK$10,371/mo
▼ 0.25% · 3.875%
HK$197,105
−HK$5,223/mo
Today · 4.125%
HK$202,328
baseline
▲ 0.50% · 4.625%
HK$212,993
+HK$10,665/mo
Deposit HK$16.22M · loan HK$37.84M · min. income ≈ HK$404,656/mo (50% DSR)
Upfront cash ≈ HK$18.51M (deposit + AVD stamp duty HK$2,297,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,847
−HK$13,911/mo
▼ 0.25% · 3.875%
HK$228,747
−HK$7,011/mo
Today · 4.125%
HK$235,758
baseline
▲ 0.50% · 4.625%
HK$250,104
+HK$14,346/mo
Deposit HK$5.41M · loan HK$48.65M · min. income ≈ HK$471,516/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$2,297,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,802
−HK$13,334/mo
▼ 0.25% · 3.875%
HK$253,421
−HK$6,715/mo
Today · 4.125%
HK$260,136
baseline
▲ 0.50% · 4.625%
HK$273,848
+HK$13,712/mo
Deposit HK$5.41M · loan HK$48.65M · min. income ≈ HK$520,272/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$2,297,130 · Scale 2, in force from 26 Feb 2026)