LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,326
−HK$773/mo
▼ 0.25% · 3.875%
HK$12,709
−HK$390/mo
Today · 4.125%
HK$13,099
baseline
▲ 0.50% · 4.625%
HK$13,896
+HK$797/mo
Deposit HK$2.70M · loan HK$2.70M · min. income ≈ HK$26,198/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$121,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,712
−HK$741/mo
▼ 0.25% · 3.875%
HK$14,080
−HK$373/mo
Today · 4.125%
HK$14,453
baseline
▲ 0.50% · 4.625%
HK$15,215
+HK$762/mo
Deposit HK$2.70M · loan HK$2.70M · min. income ≈ HK$28,906/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$121,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,791
−HK$927/mo
▼ 0.25% · 3.875%
HK$15,251
−HK$467/mo
Today · 4.125%
HK$15,718
baseline
▲ 0.50% · 4.625%
HK$16,675
+HK$957/mo
Deposit HK$2.16M · loan HK$3.24M · min. income ≈ HK$31,436/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,455
−HK$889/mo
▼ 0.25% · 3.875%
HK$16,896
−HK$448/mo
Today · 4.125%
HK$17,344
baseline
▲ 0.50% · 4.625%
HK$18,258
+HK$914/mo
Deposit HK$2.16M · loan HK$3.24M · min. income ≈ HK$34,688/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,256
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$17,793
−HK$545/mo
Today · 4.125%
HK$18,338
baseline
▲ 0.50% · 4.625%
HK$19,454
+HK$1,116/mo
Deposit HK$1.62M · loan HK$3.78M · min. income ≈ HK$36,676/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,197
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$19,712
−HK$522/mo
Today · 4.125%
HK$20,234
baseline
▲ 0.50% · 4.625%
HK$21,301
+HK$1,067/mo
Deposit HK$1.62M · loan HK$3.78M · min. income ≈ HK$40,468/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,186
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,876
−HK$701/mo
Today · 4.125%
HK$23,577
baseline
▲ 0.50% · 4.625%
HK$25,012
+HK$1,435/mo
Deposit HK$541K · loan HK$4.86M · min. income ≈ HK$47,154/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$121,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,682
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,344
−HK$671/mo
Today · 4.125%
HK$26,015
baseline
▲ 0.50% · 4.625%
HK$27,387
+HK$1,372/mo
Deposit HK$541K · loan HK$4.86M · min. income ≈ HK$52,030/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$121,622 · Scale 2, in force from 26 Feb 2026)