LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,276
−HK$7,731/mo
▼ 0.25% · 3.875%
HK$127,111
−HK$3,896/mo
Today · 4.125%
HK$131,007
baseline
▲ 0.50% · 4.625%
HK$138,978
+HK$7,971/mo
Deposit HK$27.03M · loan HK$27.03M · min. income ≈ HK$262,014/mo (50% DSR)
Upfront cash ≈ HK$29.33M (deposit + AVD stamp duty HK$2,297,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,143
−HK$7,410/mo
▼ 0.25% · 3.875%
HK$140,821
−HK$3,732/mo
Today · 4.125%
HK$144,553
baseline
▲ 0.50% · 4.625%
HK$152,172
+HK$7,619/mo
Deposit HK$27.03M · loan HK$27.03M · min. income ≈ HK$289,106/mo (50% DSR)
Upfront cash ≈ HK$29.33M (deposit + AVD stamp duty HK$2,297,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,931
−HK$9,277/mo
▼ 0.25% · 3.875%
HK$152,533
−HK$4,675/mo
Today · 4.125%
HK$157,208
baseline
▲ 0.50% · 4.625%
HK$166,774
+HK$9,566/mo
Deposit HK$21.62M · loan HK$32.44M · min. income ≈ HK$314,416/mo (50% DSR)
Upfront cash ≈ HK$23.92M (deposit + AVD stamp duty HK$2,297,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,572
−HK$8,891/mo
▼ 0.25% · 3.875%
HK$168,986
−HK$4,477/mo
Today · 4.125%
HK$173,463
baseline
▲ 0.50% · 4.625%
HK$182,607
+HK$9,144/mo
Deposit HK$21.62M · loan HK$32.44M · min. income ≈ HK$346,926/mo (50% DSR)
Upfront cash ≈ HK$23.92M (deposit + AVD stamp duty HK$2,297,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,586
−HK$10,823/mo
▼ 0.25% · 3.875%
HK$177,955
−HK$5,454/mo
Today · 4.125%
HK$183,409
baseline
▲ 0.50% · 4.625%
HK$194,569
+HK$11,160/mo
Deposit HK$16.22M · loan HK$37.84M · min. income ≈ HK$366,818/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$2,297,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,001
−HK$10,373/mo
▼ 0.25% · 3.875%
HK$197,150
−HK$5,224/mo
Today · 4.125%
HK$202,374
baseline
▲ 0.50% · 4.625%
HK$213,041
+HK$10,667/mo
Deposit HK$16.22M · loan HK$37.84M · min. income ≈ HK$404,748/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$2,297,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,897
−HK$13,915/mo
▼ 0.25% · 3.875%
HK$228,799
−HK$7,013/mo
Today · 4.125%
HK$235,812
baseline
▲ 0.50% · 4.625%
HK$250,160
+HK$14,348/mo
Deposit HK$5.41M · loan HK$48.66M · min. income ≈ HK$471,624/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$2,297,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,858
−HK$13,337/mo
▼ 0.25% · 3.875%
HK$253,479
−HK$6,716/mo
Today · 4.125%
HK$260,195
baseline
▲ 0.50% · 4.625%
HK$273,910
+HK$13,715/mo
Deposit HK$5.41M · loan HK$48.66M · min. income ≈ HK$520,390/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$2,297,651 · Scale 2, in force from 26 Feb 2026)