LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,329
−HK$773/mo
▼ 0.25% · 3.875%
HK$12,713
−HK$389/mo
Today · 4.125%
HK$13,102
baseline
▲ 0.50% · 4.625%
HK$13,899
+HK$797/mo
Deposit HK$2.70M · loan HK$2.70M · min. income ≈ HK$26,204/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$121,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,716
−HK$741/mo
▼ 0.25% · 3.875%
HK$14,084
−HK$373/mo
Today · 4.125%
HK$14,457
baseline
▲ 0.50% · 4.625%
HK$15,219
+HK$762/mo
Deposit HK$2.70M · loan HK$2.70M · min. income ≈ HK$28,914/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$121,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,795
−HK$928/mo
▼ 0.25% · 3.875%
HK$15,255
−HK$468/mo
Today · 4.125%
HK$15,723
baseline
▲ 0.50% · 4.625%
HK$16,679
+HK$956/mo
Deposit HK$2.16M · loan HK$3.24M · min. income ≈ HK$31,446/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,459
−HK$889/mo
▼ 0.25% · 3.875%
HK$16,901
−HK$447/mo
Today · 4.125%
HK$17,348
baseline
▲ 0.50% · 4.625%
HK$18,263
+HK$915/mo
Deposit HK$2.16M · loan HK$3.24M · min. income ≈ HK$34,696/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$121,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,261
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$17,798
−HK$545/mo
Today · 4.125%
HK$18,343
baseline
▲ 0.50% · 4.625%
HK$19,459
+HK$1,116/mo
Deposit HK$1.62M · loan HK$3.78M · min. income ≈ HK$36,686/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,202
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$19,717
−HK$523/mo
Today · 4.125%
HK$20,240
baseline
▲ 0.50% · 4.625%
HK$21,307
+HK$1,067/mo
Deposit HK$1.62M · loan HK$3.78M · min. income ≈ HK$40,480/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$121,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,192
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,883
−HK$701/mo
Today · 4.125%
HK$23,584
baseline
▲ 0.50% · 4.625%
HK$25,019
+HK$1,435/mo
Deposit HK$541K · loan HK$4.87M · min. income ≈ HK$47,168/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$121,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,689
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,351
−HK$672/mo
Today · 4.125%
HK$26,023
baseline
▲ 0.50% · 4.625%
HK$27,394
+HK$1,371/mo
Deposit HK$541K · loan HK$4.87M · min. income ≈ HK$52,046/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$121,655 · Scale 2, in force from 26 Feb 2026)