LTV · monthly repayment
▼ 0.50% · 3.625%
HK$123,298
−HK$7,732/mo
▼ 0.25% · 3.875%
HK$127,133
−HK$3,897/mo
Today · 4.125%
HK$131,030
baseline
▲ 0.50% · 4.625%
HK$139,003
+HK$7,973/mo
Deposit HK$27.04M · loan HK$27.04M · min. income ≈ HK$262,060/mo (50% DSR)
Upfront cash ≈ HK$29.33M (deposit + AVD stamp duty HK$2,298,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,168
−HK$7,410/mo
▼ 0.25% · 3.875%
HK$140,846
−HK$3,732/mo
Today · 4.125%
HK$144,578
baseline
▲ 0.50% · 4.625%
HK$152,199
+HK$7,621/mo
Deposit HK$27.04M · loan HK$27.04M · min. income ≈ HK$289,156/mo (50% DSR)
Upfront cash ≈ HK$29.33M (deposit + AVD stamp duty HK$2,298,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,957
−HK$9,279/mo
▼ 0.25% · 3.875%
HK$152,560
−HK$4,676/mo
Today · 4.125%
HK$157,236
baseline
▲ 0.50% · 4.625%
HK$166,803
+HK$9,567/mo
Deposit HK$21.63M · loan HK$32.44M · min. income ≈ HK$314,472/mo (50% DSR)
Upfront cash ≈ HK$23.93M (deposit + AVD stamp duty HK$2,298,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$164,601
−HK$8,893/mo
▼ 0.25% · 3.875%
HK$169,016
−HK$4,478/mo
Today · 4.125%
HK$173,494
baseline
▲ 0.50% · 4.625%
HK$182,639
+HK$9,145/mo
Deposit HK$21.63M · loan HK$32.44M · min. income ≈ HK$346,988/mo (50% DSR)
Upfront cash ≈ HK$23.93M (deposit + AVD stamp duty HK$2,298,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,617
−HK$10,825/mo
▼ 0.25% · 3.875%
HK$177,986
−HK$5,456/mo
Today · 4.125%
HK$183,442
baseline
▲ 0.50% · 4.625%
HK$194,604
+HK$11,162/mo
Deposit HK$16.22M · loan HK$37.85M · min. income ≈ HK$366,884/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$2,298,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,035
−HK$10,375/mo
▼ 0.25% · 3.875%
HK$197,185
−HK$5,225/mo
Today · 4.125%
HK$202,410
baseline
▲ 0.50% · 4.625%
HK$213,079
+HK$10,669/mo
Deposit HK$16.22M · loan HK$37.85M · min. income ≈ HK$404,820/mo (50% DSR)
Upfront cash ≈ HK$18.52M (deposit + AVD stamp duty HK$2,298,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,936
−HK$13,918/mo
▼ 0.25% · 3.875%
HK$228,840
−HK$7,014/mo
Today · 4.125%
HK$235,854
baseline
▲ 0.50% · 4.625%
HK$250,205
+HK$14,351/mo
Deposit HK$5.41M · loan HK$48.66M · min. income ≈ HK$471,708/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,298,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,902
−HK$13,339/mo
▼ 0.25% · 3.875%
HK$253,524
−HK$6,717/mo
Today · 4.125%
HK$260,241
baseline
▲ 0.50% · 4.625%
HK$273,959
+HK$13,718/mo
Deposit HK$5.41M · loan HK$48.66M · min. income ≈ HK$520,482/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$2,298,058 · Scale 2, in force from 26 Feb 2026)